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Property and Casualty News

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The latest news, regulation and trends in property & casualty insurance.

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January 23, 2026
Image shows a road sign with the words "winter storm warning."
A major winter storm could cause significant property damage in several states.

Winter Storm Fern comes with billion-dollar threat to property insurers

Winter Storm Fern is gathering power and set to unleash potentially billions in property damage and devastation across middle America. Are insurers ready?

CONGRESSMAN FLOOD HIGHLIGHTS ADVANCEMENT OF TERRORISM RISK INSURANCE ACT PROGRAM REAUTHORIZATION FROM COMMITTEE

January 23, 2026

Congressman MikeFlood releaseda statement following the FinancialServices Committee's passage of the bipartisan' TRIA Program Reauthorization Act of 2026.' Congressman Flood is the original sponsor of the bill, which extends authorization of the Terrorism Risk Insurance Program through 2034. Congressman Andrew Garbarino, Congressman…

First American Title Launches Free Property Title Monitoring and Fraud Alert Service for Eligible Customers

January 22, 2026

First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation, today announced the company now offers its customers a free property title monitoring and fraud alert service, providing an important layer of protection for homeowners amid rising…

Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%

January 22, 2026

Lemonade, the digital insurance company powered by AI and social impact, today announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. Lemonade expects further reductions as Tesla releases FSD software updates, which are anticipated to make the cars even…

MONEY IN YOUR POCKETS: GOVERNOR HOCHUL HIGHLIGHTS PROPOSALS TO BRING DOWN COSTS OF VEHICLE INSURANCE RATES AND TACKLE FRAUDULENT CLAIMS

January 22, 2026

The following information was released by the office of the Governor of New York:. These proposals build on Governor Hochul's ongoing efforts to make the state more affordable and put money back into the pockets of hardworking New Yorkers. "Since taking office, my top priorities have been to make New York more affordable and protect New Yorkers and that's why I…

County has wish list for Sacramento, Washington

January 22, 2026

Napa County wants Washington and Sacramento to hear its voice on such issues as health care changes, soaring fire insurance rates and possible Pacific Gas& Electric Co. rate hikes. The federal spending bill passed in 2025 affects Medicaid, called Medi-Cal in California, with the White House's stated goal being the reduction of waste, fraud and abuse.

Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature

January 22, 2026

The bill, sponsored by Pinellas County Republican Kimberly Berfield, addresses findings and recommendations in a study that surfaced last year and was later investigated by the House Insurance and Banking Subcommittee. It found that during that period, 19 insurers based in Florida or surrounding regions funneled billions of dollars in fees to holding…

Poll: Florida Voters by Nearly 2 to 1 Margin Favor Property Insurance Relief Over Property Tax Relief

January 22, 2026

A new poll conducted on behalf of the nonpartisan Florida Policy Institute found that 63 percent of Florida voters– including 73 percent of Democrats, 58 percent of Republicans, and 60 percent of independents– believe that property insurance relief should be a higher priority for the state Legislature than property tax relief. The poll also found that roughly…

Both parties float bad ideas to combat cost

January 22, 2026

Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "affordability" as a "hoax" last year, has pivoted to proffering a slew of questionable, quick-fix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "…

TRIPLE-I/MILLIMAN: AMIDST ECONOMIC AND GEOPOLITICAL UNCERTAINTIES, 2025 U.S. P/C MARKET DEMONSTRATED RESILIENCE; LOWER NAT CATS IN Q3/4 HELPFUL

January 22, 2026

MALVERN, Pa, January 21, 2026 The U.S. property/casualty insurance industry exhibited resilience in 2025 and is forecast to have its lowest Net Combined Ratio in over a decade. "Overall, the P/C insurance industry and the broader U.S. economy remain stable," said Michel Leonard, Ph.D., CBE, chief economist and data scientist at Triple-I. In particular, P/C replacement…

SAN AUGUSTINE COUNTY, TEXAS FLOOD MAPS BECOME FINAL

January 22, 2026

The following information was released by FEMA:. New flood maps have been finalized and will become effective on July 21, 2026, for San Augustine County, Texas. Residents with federally backed mortgages must have flood insurance if their structures are in the Special Flood Hazard Area.

Legislature seeks solutions on rising property insurance rates

January 21, 2026

Property insurance rates in Montana are increasing, advocates and insurance companies say, and the legislature has been tasked to figure out why. Passed during the 2025 Legislative session, House Joint Resolution 61 requires a study of property insurance during the interim, and it was the highest ranked— or most important— study bill passed last session.

EPIC Insurance Brokers & Consultants Acquires The Bond Exchange to Expand its National Surety Practice

January 21, 2026

EPIC Insurance Brokers& Consultants, a national insurance brokerage and consulting firm providing specialized services and products across select industries and client sectors, today announced the acquisition of The Bond Exchange, a Mission Viejo, California- based surety bond agency. The Bond Exchange, led by CEO Yung Mullick, President James W. Moilanen,…

First American Title Launches Free Property Title Monitoring and Fraud Alert Service for Eligible Customers

January 21, 2026

First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation, today announced the company now offers its customers a free property title monitoring and fraud alert service, providing an important layer of protection for homeowners amid rising…

Virginia Farm Bureau Insurance and Agero Unite to Provide Policyholders with Fast, Reliable Roadside Assistance

January 21, 2026

Agero, the leader in digital driver assistance services and software for the majority of automotive and auto insurance companies, announced a new partnership with Virginia Farm Bureau Insurance to bring industry-leading roadside assistance to its policyholders throughout Virginia. “Our members count on us to be there when they need help most, and Agero is…

Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%

January 21, 2026

Lemonade, the digital insurance company powered by AI and social impact, today announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. This press release features multimedia. “Traditional insurers treat a Tesla like any other car, and AI like any other…

Poll reveals overwhelming support for the right to sue insurance companies

January 21, 2026

On Monday, as a proposed insurance law makes its way toward the legislative session scheduled to begin Feb. 2, the Oklahoma State Medical Association released a poll conducted by Moore- based pollster Cole, Hargrave, Snodgrass and Associates, offering insight into Oklahomans' attitudes toward insurance companies at the start of an election year.

Both parties float bad ideas to combat cost

January 21, 2026

Politicians all along the ideological spectrum are in agreement on the big issue now animating Americans: Stuff is too expensive. President Donald Trump, after mocking talk of "aff ordability" as a "hoax" last year, has pivoted to proff ering a slew of questionable, quickfix policies to lower prices for Americans. In Illinois, Democratic House Speaker Emanuel "Chris"…

Travelers Reports Excellent Fourth Quarter and Full Year Results

January 21, 2026

The Travelers Companies, Inc. today reported net income of $2.496 billion, or $11.06 per diluted share, for the quarter ended December 31, 2025, compared to $2.082 billion, or $8.96 per diluted share, in the prior year quarter. Core income in the current quarter was $2.511 billion, or $11.13 per diluted share, compared to $2.126 billion, or $9.15 per diluted share, in…

Global Power Struggles Over the Ocean's Finite Resources Call for Creative Diplomacy

January 20, 2026

The tools of diplomacy range from formal international agreements, like the High Seas Treaty for protecting marine life, which went into effect on Jan. 17, 2026, to deals between countries, to efforts led by companies, scientists and issue-focused organizations. As researchers in international trade and diplomacy at Arizona State University in the…

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