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New Product Enhancement To Monument Advisor Provides Optional Death Benefit

May 9, 2017

Louisville, KY and Columbus, OH — May 9, 2017 — Jefferson National, operating as Nationwide’s advisory solutions business, has launched a…

As The 4% Rule Wobbles, Are Annuities More Attractive Strategy?

May 9, 2017

An extended period of low interest rates has put pressure on the 4 percent rule as well, as retirement income portfolios find it difficult to eke out gains without taking on more risk.

NAFA Calls On White House, DOL Chief To Stop Fiduciary Rule

May 8, 2017

Washington, D.C., May 8, 2017 – NAFA, the National Association for Fixed Annuities, released the following statement today from its…

South Dakota Mutual Fund Investors Could Be In For Surprise

May 8, 2017

PIERRE| Investors in mutual funds face new requirements in South Dakota, and some lawyers in the securities industry don’t like them. Those lawyers argue that investors could find their money has been moved, without the investors’ knowledge, into the hands of South Dakota’s state treasurer, Rich Sattgast. Specifically, the unclaimed-property division of his…

Study Finds Significant ‘Advice Gap’ Between Millennials, Other Generations

May 8, 2017

–Millennials are much more likely to make risky investment decisions compared to other Americans by reacting to short-term market volatility yet they are less likely to rely on professional financial advice, according to new research from Massachusetts Mutual Life Insurance Co.. “MassMutual’s research finds a real’ advice gap’ exists between younger…

Punching In Past 65: Older-Worker Rate Highest Since 1962

May 5, 2017

More Americans age 65 and over are still punching the clock, and the last time the percentage was this high was when John F. Kennedy was in the White House. Last month, 19 percent of Americans age 65 and over were still working, according to government data released Friday. More than a quarter of workers age 55 or older say they have less than $10,000 in savings and…

LPL Financial To Offer $8M To New Hampshire Investors Under Consent Order

May 4, 2017

In December of 2015, the New Hampshire Bureau of Securities Regulation entered into a Consent Order with LPL Financial, LLC, a broker-dealer based in Boston, Massachusetts, related to the sale of non-traded Real Estate Investment Trusts to New Hampshire residents. Pursuant to this Consent Order, in addition to monetary penalties and other relief, LPL was…

Congress Takes Aim At State Efforts To Boost Retirement Savings

May 4, 2017

May 04– The Republican-led Senate approved legislation Wednesday to end an Obama administration policy that encouraged state-sponsored retirement savings programs, a move that could undermine a bipartisan effort in Maryland to offer retirement accounts to workers who don’t have them. Maryland is one of five states that will soon allow businesses that…

‘Hybrid’ Approach To Robo Investing Models a Winner

May 3, 2017

Merging the roboadvice model with real-world financial advisor analysis gives investors the best bang for the buck, analysts say.

How to Help Clients Recover From ‘Financial Shock’

May 2, 2017

Experiencing a financial shock can wipe out even a client who is prepared for emergencies. Advisors need to help clients get realistic about spending and saving.

45% of Americans Chose Smartphones, Cars Or Vacations Over Financial Security

May 2, 2017

WINDSOR, Conn., PRNewswire/ — A new consumer survey by Voya Financial’s Annuities and Individual Life businesses revealed that many Americans…

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Longevity Risk and the ONLY Answer: Annuities!

May 2, 2017

Annuities are the perfect compliment to Social Security to provide Americans with income that cannot outlive, notes our Kim O’Brien. So why in the Department of Labor trying to squash the products?

3 Out Of 4 Older Americans Fail Retirement Income Literacy Quiz

May 2, 2017

BRYN MAWR, Pa., May 2, 2017/ PRNewswire-USNewswire/– Three in four retirement-age Americans fail a quiz on how to make their nest eggs last throughout retirement. These findings are part of the new RICP ® Retirement Income Literacy Survey from The American College of Financial Services– the most comprehensive survey exploring the drawdown phase of Americans’…

Pre-retirees Who Work with An Advisor Are Twice as Likely To Feel Prepared For Retirement

May 1, 2017

WINDSOR, Conn. — A new LIMRA Secure Retirement Institute study finds 43 percent of U.S. pre-retirees (ages 50-75) who work…

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New Study: Performance Analysis No Luxury For Money Managers

May 1, 2017

Performance analysis is not only crucial in the investment process but increasingly critical for solid client communications, a new report finds.

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