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News, trends and helpful peer advice for financial advisors.

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June 30, 2025

The case for bitcoin in Main Street investment portfolios

Bitcoin’s unique properties — diversification potential, inflation resistance and institutional momentum — make a compelling case for a modest allocation in client portfolios.

Black Americans more likely to have lower incomes and assets

June 26, 2025

A new research report, “2025 Retirement Confidence Survey: A Closer Look at Black Americans,” published by the Employee Benefit Research Institute and Greenwald Research, found that Black Americans, on average, report higher incidences of lower incomes and assets coupled with higher likelihoods of problematic debt.

June 26, 2025
Healthcare and insurance online, Health planning in retirement concept, Businesswomen check health insurance documents, Long-term options plan, All time, Hospital, Compensation, Medical expenses

12 steps to successful long-term care planning

The missing link in long-term care planning isn’t only about products or strategies, it’s about people’s mindsets.

June 25, 2025
Two generations of advisors at a table in their office. Advisors At Risk: What new study reveals about the succession planning crisis.
Two generations of advisors finalize succession plans for the firm.

Advisors At Risk: What new study reveals about the succession planning crisis

While most first-generation advisors are unprepared to make the succession handoff, next-gen advisors are growing frustrated enough to leave.

Allianz Life study finds record high investment anxiety

June 24, 2025

More Americans say that they are too nervous to invest right now and are worried about their retirement savings more than they have in the last six years as extreme market volatility ripples through the economy, according to the 2025 Q2 Quarterly Market Perceptions Study from Allianz Life.

Advisors grow more optimistic about the economy

June 24, 2025

Registered investment advisors are feeling better about inflation, according to the latest RIA Economic Outlook Index released by Security Benefit in partnership with Greenwald Research.

June 23, 2025
Illustration of Ben Franklin's image from a $100 bill overlappting money transfer statistics. Implementing-best-practices-during-the-Great-Wealth-Transfer.

Study: How does flexibility impact life insurance purchase decisions?

In the world of life insurance, guarantees have reigned supreme. But new research suggests flexibility also may be highly valued.

June 23, 2025
Group of young mothers smiling. Moms say they are fulfilled in the advisory industry.

Moms say they are fulfilled in the advisory industry

Moms who work in the advisory profession say they are fulfilled in their careers, with 9 out of 10 saying they are highly satisfied in their chosen careers.

June 19, 2025
Group of robots are working in a large room with 3d interfaces. CFP Board convenes AI Working Group.

CFP Board convenes AI Working Group

The CFP Board has convened an AI Working Group to explore how artificial intelligence is transforming the financial planning ecosystem and to define the evolving role of human expertise in the future.

Worldwide volatility fuels sharp decline in financial hope

June 17, 2025

 The annual Global Financial Wellbeing Report from nudge has revealed a global decline in hope for a positive financial future.

June 16, 2025
Image of babies sitting next to a large bank now with a picture of President Trump and the denomination of$1,000. Trump-Administration-To-Give-1000-Boost-to-All-Newborn-Babies.

Trump bill includes $1K investment account for newborns

A nearly overlooked feature in President Trump’s “One Big Beautiful Bill” would provide a $1,000 investment account for American babies.

Sen. Jim Banks Introduces Bill to Ban Pension Investments in Adversarial Countries

June 16, 2025

Jim Banks, R- Indiana, issued the following news release:. WASHINGTON, D.C.- Today, Senator Jim Banks introduced the Protecting Americans' Retirement Savings Act. The bill prohibits ERISA-covered retirement plans from investing in companies based in foreign adversary countries, including China, Russia, North Korea, and Iran.

June 13, 2025
Image shows a man and a pile of money
Solutions like long-term care insurance, retirement investments and life insurance can all help mitigate risks from medical costs in retirement.

Why your clients should be planning for healthcare costs in retirement

Solutions like long-term care insurance, retirement investments and life insurance can all help mitigate risks from medical costs in retirement.

June 13, 2025
Cruise ship and two passengers asking "Ready? Why-emotional-readiness-is-key-to-retirement.

Why emotional readiness is one key to retirement

Retirement is a significant emotional transition that many clients “simply aren’t emotionally prepared for,” according to the FPA.

Moody's reprimands Uncle Sam for squandering Hamilton's vision

June 11, 2025

America's debt-addicted government just lost its triple-A credit rating from Moody's, as it previously had from fellow rating agencies S&P and Fitch. Many in Washington shrugged the move off as minor or as unfair treatment of the Trump administration. The reckoning comes as House Republicans push to extend the 2017 Trump tax cuts with a "big, beautiful bill."

Bad online advice leads to bad financial decisions

June 10, 2025

Misinformation about money is everywhere online, and Americans are paying the price for it.

Nationwide RetireAssist provides more options, flexibility

June 9, 2025

Nationwide Retirement Solutions has launched Nationwide RetireAssist, an advisor-friendly, multi-product solution designed to meet the unique retirement plan needs of generalist and specialist advisors, as well as their clients.

June 5, 2025

How broker-dealers can lead the next evolution in financial advice

With today’s wealth management space becoming increasingly commoditized, broker-dealers need smart ways to grow and protect their business.

Trump tax bill will add $2.4 trillion to the deficit and leave 10.9 million more uninsured, CBO says

June 4, 2025

—President Donald Trump’ s big bill in Congress would unleash trillions in tax cuts and slash spending, but also spike deficits by $2.4 trillion over the decade and leave some 10.9 million more people without health insurance, raising the political stakes for the GOP's signature domestic priority. Republican leaders in Congress, determined to muscle the…

June 4, 2025
Document with "Big Beautiful Bill" appearing, being held by President Donald Trump. Impact-of-big-beautiful-bill-to-advisors-may-be-a-shift-in-client-behavior.

Impact of ‘big, beautiful bill’ to advisors may be a shift in client behavior

The sweeping federal budget legislation dubbed the “big, beautiful bill” by its backers is sparking sharp debate over its potential impact.

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