"At current interest and tax rates, it is far cheaper to borrow against the value of one's shares than to sell them and pay taxes on the gains." Elon and his fellow perps do this, all the while planning to steal Social Security by setting up a' cat food commission' to privatize the only retirement most Americans will ever see. According to Forbes, our' first buddy', ersatz'…
RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.
Short and to the point, these one-liners can be used in various scenarios to get prospects to learn more about how you can help them.
When I was growing up, I was taught that only lazy people asked for "handouts" from the government in hard times. But I've learned public assistance isn't a handout at all— it's a service our tax dollars pay for. We purchase these promises in good times so we have something for rainy days.
Premier client service requires us to understand a client’s full perspective, especially when providing retirement advice. What are they focused on in that moment? Why are they interested in partnering with a financial advisor?
When I was growing up, I was taught that only lazy people asked for "handouts" from the government in hard times. But I've learned public assistance isn't a handout at all– it's a service our tax dollars pay for. We purchase these promises in good times so we have something for rainy days.
Empower CEO Edmund Murphy III isn’t ready to sound any alarms over the tumbling stock market, which fell more than 3,000 points in one month.
When I was growing up, I was taught that only lazy people asked for "handouts" from the government in hard times. But I've learned public assistance isn't a handout at all— it's a service our tax dollars pay for. We purchase these promises in good times so we have something for rainy days.
Creating a new asset class could help more Americans access the guaranteed lifetime income options studies show are needed to help avert a mass retirement crisis.
More than 1 million Americans have received retroactive Social Security payments as a result of the Social Security Fairness Act that was signed into law by then-President Joe Biden on Jan. 5.
Two recent studies provide some critical insights into the goals and challenges of women investors, and how they select financial advisors.
Office of Senator Gary Dahms. On Thursday, February 27, Governor Tim Walz announced a proposal to increase the Insurance Premium Tax, currently set at 0.6%, by adding an "assessment" to cover the funding gap between what insurance companies pay and what the federal government provides for Minnesota's reinsurance program. "When you look at the big picture on what is…
Plans to slash the Social Security Administration workforce from 57,000 to 50,000 might not directly involve benefits, but many stakeholders are nervous nonetheless.
The business case of generative AI for the financial services profession is helping advisors speed up their processes to allow them to serve more clients with the same 24 hours in a day.
Alliance for Lifetime Income’s 2024 annual study finds significant gaps between financial professionals and investors.
T. Rowe Price offers their research-based insights on major themes they expect to shape the retirement landscape this year.
President Trump in his address to Congress on Tuesday revived a campaign pitch to create a tax deduction for interest payments on car loans, amid a broader push for sweeping tax cuts. Mr. Trump pitched the tax deduction for car loan interest during a few campaign stops last year— including one in Detroit, where many automakers are headquartered— but he has not…
While Washington maintains that the U.S. economy is well-positioned to withstand a trade war-given that exports account for just 11% of GDP-the same may not hold true for its stock market. This Report was prepared by National Bank Financial, Inc.,, an indirect wholly owned subsidiary of National Bank of Canada. National Bank of Canada is a public company listed…
Does your investor client understand the fees they are paying? A recent Hearts & Wallets study answers this question.
Broadcasting vs. narrowcasting: Which approach works best?
