Will election winners have to deal with end of Obamacare? | Randy Schultz - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
November 3, 2020 Newswires
Share
Share
Post
Email

Will election winners have to deal with end of Obamacare? | Randy Schultz

South Florida Sun Sentinel (FL)

Whatever the results of Tuesday’s election, let’s not forget what happens next Tuesday and what’s at stake.

That’s when the U.S. Supreme Court hears arguments in the latest Republican attempt to kill the Affordable Care Act. A ruling next spring against the law would disrupt the health care system with the COVID-19 pandemic likely not over.

For more than a decade, Republicans have obsessed over the Affordable Care Act like Wile E. Coyote trying to catch the Road Runner. They have tried every political and legal trick, yet the law keeps running.

The current challenge started with the 2017 tax bill. Republicans worsened a deficit-busting favor for the rich and corporations by neutering the law’s individual mandate. It assessed a tax penalty on Americans who didn’t have health insurance. The bill zeroed out that penalty.

Now a group of Republican-dominated states – led by Texas and including Florida – argue that because the tax raises nothing, it is invalid. Therefore, the justices should strike down the entire law. The Trump administration supports the lawsuit.

Even conservative legal scholars have mocked the GOP’s case. Jonathan Adler, a law professor at Case Western Reserve who supported an earlier challenge, called this one “implausible.” Yuval Levin of the right-leaning American Enterprise Institute said the lawsuit “doesn’t even merit being called silly. It’s ridiculous.”

Still, the high court has shifted since its two major rulings on the law. In 2012, the justices upheld the law except for the requirement that states expand Medicaid. In 2015, they upheld the use of subsidies in any state to help lower-income people buy coverage.

Justices Samuel Alito and Clarence Thomas remain from that 2015 ruling. They and the late Antonin Scalia formed the minority. Neil Gorsuch succeeded Scalia after Republicans refused to let Barack Obama fill the seat.

Two of the six justices in the majority – Anthony Kennedy and the late Ruth Bader Ginsburg – are gone, succeeded by Trump appointees. Three others remain – Stephen Breyer, Elena Kagan and Sonia Sotomayor. So does Chief Justice John Roberts, who wrote the majority opinions in 2012 and 2015.

In fact, the law has done remarkably well in court. Though the Supreme Court decisions matter most, two earlier lower court rulings were notable.

Each time, a very conservative appeals court judge – Jeffrey Sutton in the Sixth Circuit and Laurence Silberman in the District of Columbia Circuit – wrote majority opinions that upheld the entire law. Silberman is a Reagan appointee. George W. Bush appointed Sutton.

Plaintiffs had argued that the individual mandate overreached by penalizing Americans for inaction – not buying health insurance. Silberman acknowledged that the mandate “is an encroachment on individual liberty, but it is no more so than a command that restaurants or hotels are obliged to serve all customers regardless of race. . .The right to be free from federal regulation is not absolute, and yields to the imperative that Congress be free to forge national solutions to national problems.”

The Affordable Care Act was a political attempt at a national solution. With their lawsuit, Republicans want the courts to give them what they haven’t achieved in Congress – the sort of judicial activism they claim to oppose.

Hypocrisy also is at work. The idea for the mandate came from the Heritage Foundation, a right-wing think tank aligned with the Republican Party.

It’s a good idea. Markets don’t work unless everybody participates. Heritage and Republicans didn’t oppose the mandate until a Democratic president embraced it.

If the Supreme Court struck down the law, 21 million people – nearly two million of them in Florida – likely would lose their health care coverage. About 133 million Americans – including COVID-19 survivors – with preexisting conditions could lose coverage or would have to pay much more.

But the damage wouldn’t stop there. Among many other things, the law conditions payments to non-profit hospitals on what they spend to improve community health. Those hospitals would face waves of uninsured patients.

In one episode of the cartoon series, Wile E. Coyote finally catches the Road Runner. It doesn’t go well. He faces the audience and holds a sign, which asks, “What do I do now?”

Democrats have said what they would do. Would Republicans have an answer?

[email protected]

___

(c)2020 the Sun Sentinel (Fort Lauderdale, Fla.)

Visit the Sun Sentinel (Fort Lauderdale, Fla.) at www.sun-sentinel.com

Distributed by Tribune Content Agency, LLC.

Older

Election Day 2020 live Long lines in Swanzey

Newer

Biden or Trump? Outcome of presidential race has high stakes for Florida politics

Advisor News

  • House panel votes to raise certain taxes, transfer money to offset Medicaid shortfall
  • Iowa House backs temporary tax hike to fill Medicaid gap
  • Iowa Medicaid temporary tax plan draws sharp public opposition
  • Charitable giving planning can strengthen advisor/client relationships
  • New $6K deduction could provide tax planning window for retirees
More Advisor News

Annuity News

  • We can help find a loved one’s life insurance policy
  • 2025: A record-breaking year for annuity sales via banks and BDs
  • Lincoln Financial launches two new FIAs
  • Great-West Life & Annuity Insurance Company trademark request filed
  • The forces shaping life and annuities in 2026
More Annuity News

Health/Employee Benefits News

  • Minnesota Blue Cross CEO steps down from Sutter Health board over conflict of interest
  • 'No-cost" Lantern surgical benefit has modest early use from SHP members
  • House panel votes to raise certain taxes, transfer money to offset Medicaid shortfall
  • ACA TURNS 16 AS MEGABILL'S ANTI-IMMIGRANT STANCE SETS PATH TO END COVERAGE GAINS AMONG PEOPLE WITH LAWFUL IMMIGRATION STATUS
  • WARNER, SENATE DEMOCRATS UNVEIL PLANS TO LOWER HEALTH COSTS AMID TRUMP'S BROKEN PROMISES TO AMERICANS
More Health/Employee Benefits News

Life Insurance News

  • Murray Giles Hulse
  • New individual life premium hits record-setting $17.5B in 2025
  • Maryland orders Cigna to halt underpaying doctors or give cause
  • Insurers optimistic about their investments in 2026
  • AM Best Affirms Credit Ratings of PVI Insurance Corporation
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Elevate Your Practice with Pacific Life
Taking your business to the next level is easier when you have experienced support.

Your Cap. Your Term. Locked.
Oceanview CapLock™. One locked cap. No annual re-declarations. Clear expectations from day one.

Ready to make your client presentations more engaging?
EnsightTM marketing stories, available with select Allianz Life Insurance Company of North America FIAs.

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Press Releases

  • LifeSecure Insurance Company Announces Retirement of Brian Vestergaard, Additions to Executive Leadership
  • RFP #T02226
  • YourMedPlan Appoints Kevin Mercier as Executive Vice President of Business Development
  • ICMG Golf Event Raises $43,000 for Charity During Annual Industry Gathering
  • RFP #T25521
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet