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One of the most crucial decisions a policyholder can make while purchasing insurance is the amount of money he is willing to pay on the collision and comprehensive policies deductibles. Depending on the amount the policyholder set on his deductibles, the premium rates can increase or decrease.
Policyholders can save money by raising their deductibles. If a policyholder raises his deductible from
Before setting a deductible amount, policyholders should consider several factors like their income, savings, credit lines, driving history, and their vehicle value. It's no point setting a high deductible value if the policyholder's car value is low.
Policyholders should review their insurance deductibles at least once a year. They should consider if they can still comfortably pay for the deductible if they had an accident today.
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