PACT will elevate the voices of employers and employees around meaningful reforms that would reinforce the benefits of the current employer-sponsored insurance (ESI) system rather than resorting to highly disruptive changes that would undermine health care coverage for millions of Americans and their families.
"An overwhelming majority of Americans with employer-sponsored insurance are satisfied with their coverage, and it's easy to see why," said
ESI provides robust, affordable coverage for 180 million1 families and retirees, including broad, robust networks which provide access to major hospitals, academic medical centers and a variety of providers. Recently,
Yet as federal and state policymakers consider broader health and marketplace reforms, a public option or Medicare buy-in would erode the ESI program and destabilize coverage across major insurance markets for millions of individuals.
A research report from
* A decade after the introduction of a public option, 2 million people insured through the individual market could lose access to private plans;
* Medicare buy-in may not cover as much as private insurance and could leave workers with high out-of-pocket costs or the need to purchase supplemental insurance;
* A Medicare buy-in would cause premiums for those remaining in the individual market to rise between 2 and 10 percent.
Read more from the report here (https://www.uschamber.com/report/the-negative-economic-effects-of-medicare-all-and-medicare-buy-proposals).
Through research and advocacy efforts, PACT will promote the benefits of fostering a strong and robust ESI program, one that has the ability to meet the unique needs of individuals and provide essential coverage to Americans close to retirement.
Learn more about the ongoing work behind the