In its updated 2021 forecast, CSU now anticipates 18 named storms, rather than 17, while keeping its estimate for the season at eight hurricanes and four major hurricanes. Major hurricanes are defined as those with wind speeds reaching Category 3, 4 or 5 on the Saffir-Simpson Wind Scale. Tropical Storm Ana became the first named storm of 2021 when it formed in late May in the north
"History proves that if you live on or near the Gulf or Atlantic Coasts, you are in harm's way," said
"Homeowners and business owners should review their policies with an insurance professional to make sure they have the right types, and amounts, of insurance to protect their properties from damage caused by either wind or water. That also means exploring whether they need flood coverage since flood-caused damage is not covered under standard homeowners, renters, or business insurance policies. In addition, homeowners should take steps to make their residences more resilient to windstorms and torrential rain by installing roof tie-downs and a good drainage system," Kevelighan added.
Flood policies are offered through
Fourteen of the 30 named storms that occurred in 2020 were hurricanes. Seven of the 14 hurricanes became major hurricanes, tying the record set in 2005. A record-setting 11 named storms made landfall in 2020 in the continental
Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy.
- Developing a photo/video inventory of your possessions and your home's exterior, which will ease the claims-filing process
- Preparing a hurricane emergency kit with a minimum two-week supply of essential items, such as drinking water, non-perishable food and COVID-19 safety items (face coverings, hand sanitizer)
- Creating an evacuation plan well before the first storm warnings are issued.
CSU predicts 2021's hurricane activity will be about 120 percent of the average season. By comparison, 2020's hurricane activity was about 145 percent of the average season. Moreover, the CSU forecast indicates there is a 69 percent chance of a major hurricane making landfall in the continental
"We do not anticipate El Niño conditions this summer or fall in the tropical Pacific," said Klotzbach. "When
FACTS & STATISTICS:
Catastrophes: Insurance Issues
Hurricane Season Insurance Checklist
How to Prepare for Hurricane Season
Hurricane Season Insurance Guide
Hurricanes and Windstorm Deductibles
Understanding Your Insurance Deductible
Preparing an Effective Evacuation Plan
Brochure: Settling Insurance Claims After A Disaster
Recovering from a Flood
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