Triple-I: Consider Safety When Celebrating July 4
FIREWORKS: Fireworks are a
GRILLS: About four out of five (79 percent) barbeque fires involve gas grills, according to the
POOLS: Drowning is the leading cause of unintentional death among children aged one to four years old, the CPSC reported earlier this month. There were an average of 389 pool or spa-related fatal drownings per year between 2017-2019, with 73 percent of them involving children younger than five years old, the CPSC said in that same report. Nonfatal drowning injuries involving children younger than 15 years of age spiked 17 percent in 2021 as compared to 2020, the federal government determined. Nonfatal pool accidents, including those involving diving boards, can leave victims permanently disabled.
ALCOHOL: Social host liability laws vary widely but 40-plus states have them on the books. Most of these laws offer an injured person a method to sue the person who served them alcohol while on the host's premises. Criminal charges also may apply under some social host liability laws.
Any of these scenarios pose a liability risk, so homeowners are advised to review the liability protection section of their homeowners insurance policy. Purchasing a homeowners insurance policy with a liability limit of at least
Facts and Statistics: Fire
Videos: Fireworks Safety,
Articles: Pool Safety, Grilling Safety, Social Host Liability
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