The California Department of Insurance takes a consumer-first approach: Letter to the Editor

Re: "California is dangerous for insurers, but not due to fires and floods"

Insurance company rate filings are a data-driven process, and each undergoes a rigorous review under a transparent set of rules established under Proposition 103 passed by California voters in 1988.

Our staff continues to review pending auto insurance rate filings with the goal of giving consumers the best value, the most choices, and making it right for consumers who continue to be overcharged on premiums that should have been lower due to the pandemic. The same consumer-first approach is applied to homeowners and other types of commercial rate filings.

Read between the lines. The author's solution is for consumers to pay more, not less. The facts are that Californians have many choices for insurance in a strong marketplace. The author's accusations are false and should be submitted to the American Academy of Motion Picture Arts and Sciences as a nominee for "Best Insurance Company Fiction."

Michael Soller is Deputy Insurance Commissioner of the California Department of Insurance.