Storm season approaching
"All of these areas have been hit by hail and tornadoes and flooded over the years," Hanna said. "What we're trying to do is simply educate homeowners and vehicle owners what they can do prior to the storm, during a storm, and after a storm."
Prior to the storm, Hanna said it's important for homeowners and vehicle owners to make sure they have insurance coverage, and to know what all your policy covers should your home or vehicle be damaged in the storm.
"Call your agent, it's a free phone call," Hanna said. "That way, you're gonna know who you're dealing with in the event that you do have anything happen."
During the event, the most important thing to do is take shelter, Hanna said. Everyone should focus on taking care of themselves and not worry about their insured property.
In the event that someone's home or vehicle has been damaged, they should document the damage through photos or videos, Hanna said, to show their insurance agent so they can prioritize getting an insurance adjuster to deal with the damage.
Insurance adjusters may not be the only people in contact after the storm, however. Hanna said to be wary of storm chasers who will be circling neighborhoods after storms. These are people, typically in pickup trucks with a ladder in the back and a sign on their truck, going around looking for repair work.
"The key thing to know is they're gonna be the nicest people in the world because they want your business," Hanna said. "You don't know if they've ever put a roof on a house in their lifetime. They could have just gotten out of prison as far as you know."
Hanna recommended homeowners work with people who have worked on their homes in the past, or to ask friends and family for references. If all else fails, they should call their insurance agents for recommendations, or turn to the
"They would come in and promise to get a job done and they'd either not do the work or they'd do a half-job and take off with all of the money," Wray said.
Wray also recommended having plastic on hand to cover broken windows, and to fasten down outdoor furniture so it doesn't blow away.
While
"Never say never when it comes to catastrophic weather in
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