Reports Outline Law Reviews Study Findings from University of Chicago (Still In Mortal Peril? Recent Research Suggests a New Agenda for Health Care Reform): Legal Issues – Law Reviews

Health Policy and Law Daily

2022 FEB 16 (NewsRx) -- By a News Reporter-Staff News Editor at Health Policy and Law Daily -- Current study results on Legal Issues - Law Reviews have been published. According to news reporting out of Chicago, Illinois, by NewsRx editors, the research stated, “The Affordable Care Act expanded funding for health insurance and regulated health insurance markets. These actions followed from two premises.”

Our news journalists obtained a quote from the research from the University of Chicago, “First, nearly 50 million people lacked health insurance in 2010 and were unable to obtain critical medical care. Second, the primary threat to health insurance markets is adverse selection: because healthy individuals are reluctant to join insurance pools, they must be mandated to purchase insurance. Research on those premises yields inconsistent conclusions. I review this research and offer an alternative framework for understanding health-related risk and health care financing in the United States. Three implications follow. First, the best way to tackle health-related risk is to encourage innovation and eliminate inefficiencies that inflate health care prices. Second, insurance markets should be stabilized by allowing experience rating and long-term contracts instead of requiring community rating and imposing insurance mandates.”

According to the news editors, the research concluded: “Third, redistribution is better accomplished via targeted premium subsidies than insurance-pricing regulations.”

This research has been peer-reviewed.

For more information on this research see: Still In Mortal Peril? Recent Research Suggests a New Agenda for Health Care Reform. The Journal of Legal Studies, 2021;50. The Journal of Legal Studies can be contacted at: Univ Chicago Press, 1427 E 60TH St, Chicago, IL 60637-2954, USA.

Our news journalists report that additional information may be obtained by contacting Anup Malani, University of Chicago, Law School, Law, Chicago, IL 60637, United States.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1086/708094. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

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