Prineville, Ore. Issues Public Comment on FEMA Notice
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The following are my comments on the National Flood Insurance Program (NFIP), broken down by topic.
Administration - Administering the NFIP program at a local level is costly particularly to smaller communities. Many smaller communities do not have personnel dedicated to that program. Code enforcement in general tends to be a challenge. As such, development in the floodplain; that does not require a local building permit typically has no enforcement.
Building Standards - These standards need to be in the building code only, not in some code document in a
Land use - At least in
Mapping/New Technical Data -
Water Course Alteration - See mapping comment above. This is typically done with restoration projects, but could be done as part of a development or infrastructure improvement. There are many other agencies involved in this type of work that another layer is burdensome. The important thing is analyze the impact so it's not negatively effecting other properties, and ensuring the alteration is updated on the maps. However, many smaller projects such as bank stabilization or bridge replacement typically maintain or increase capacity and don't warrant surveying or modeling. The impact is simply picked up with the next full map update.
Floodway - Just say no. Unless it's a public trail, drainage area or a water dependent use like a dock or pump station, there should not even be an exception for building in the floodway.
Alternative - I understand the reasons for the program and why it was started in the first place. However, in my opinion the purpose of the NFIP, which is to decrease claims and pay for itself; has failed. Instead the program has encouraged development in the floodplain by taking away the risk and allowing banks to finance development. I would prefer the NFIP to become a buyout program and focus more on preventing development in the floodplain rather than making rules to allow it. People would continue to pay insurance as they do, but the insurance program would slowing phase out as properties get flooded. Once flooded an owner will have a choice to be bought out and the property turned over to the local jurisdiction or re-built, but no receive insurance or be eligible for government assistance if it floods again.
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The notice can be viewed at: https://www.regulations.gov/document/FEMA-2021-0024-0001
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