Preferred Health Insurance Solutions Partners With InsureOnline.com To Assist Consumers During the Upcoming 2022 Marketplace Open Enrollment Period
"To reach more Americans,
"PHIS has more than seven years of
InsureOnline.com created a large network of independent insurance offices. They are a full service agency and have gone online to help serve their clients. The benefit of working with an independent agent, such as InsureOnline.com and the licensed health insurance professionals at PHIS, is they are trained to walk a client through the entire process of selecting a healthcare plan and enrolling for coverage. "It is important that consumers continue to work with a licensed insurance professional to help ensure they are properly covered in a plan that meets their financial and medical needs, and to help ensure they are obtain the appropriate premium subsidies," remarked,
Under the current
"In addition to the cost for monthly health insurance premiums, an individual also needs to look at other out of pocket expenses such as deductibles, co-insurance limits and prescription drug coverage," Dial added.
The 2022 Open Enrollment Period (OEP) runs from
Tip 1: Begin by reviewing your current 2021 health insurance plan. Important information to think through includes:
a. Does my current health insurance plan still meet my individual or family needs?
b. Since selecting my 2021 health insurance plan, have there been any new health challenges my family or I now face?
c. Have there been any financial changes?
d. Are the doctors my family or I receive care from still within the network or covered on my 2021 health insurance plan?
Tip 2: Work with a certified insurance agent who can help you select a policy for the new calendar year. Dial added, "After this evaluation step is completed, seek out the direction of a licensed health insurance professional. PHIS's certified insurance agents are able to walk a client through the entire process of selecting a healthcare plan and enrolling them for coverage. PHIS will be able to respond to any questions you may have regarding your 2022 health insurance policy".
Tip 3: Be aware of important deadlines and dates outlined by the federal government. These dates include:
a.
b.
c.
Tip 4: Gather all necessary documents that are required in order to complete the
a. Prior to starting the application, determine who in your household needs to apply or re-enroll for coverage.
b. Information about everyone applying for coverage such as home address, Social Security Numbers, birthdates.
c. For re-enrollees, policy numbers and plan IDs, for any current health plans covering members of the household.
d. Document information for legal immigrants.
e. Information about how taxes are filed. To reference, having past tax documents available will help ensure financial information is entered correctly.
f. Employer and income information for every member of your household that will be included on the policy. Pay stubs or W2 forms will need to be provided.
Dial explained, "Purchasing health insurance through the Marketplace can be a confusing process. There are several factors, government rules, and provisions to consider before purchasing health insurance. The OEP provides consumers the ability to shop for new plans and enroll for coverage. This is the only time consumers can purchase a qualified, guaranteed issue, Major Medical Health Plan, without having a qualifying event."
The certified insurance agents at PHIS and InsureOnline.com are prepared to assist consumers with all their enrollment needs. Based in
About
Headquartered in
About InsureOnline.com
InsureOnline.com is a digital insurance agency that provides affordable insurance to consumers who want to shop and purchase insurance online while still having the option to work with an agent if they wish. The agency offers auto, home, life, health, and commercial as well as other specialty lines of insurance. Based in
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