NC Woman Leaves Work In Tears After Hitting $4M Lottery Jackpot
Feb. 2—A North Carolina woman called her family in tears after scratching off a lottery ticket at work that hit a $4 million jackpot, state lottery officials said.
Cheryl Ratliff of Wingate won the last of three top $10,000 Loaded prizes, thereby ending the popular game that launched in October 2019, officials said.
She beat odds of 1 in 3.07 million, according to the lottery website.
"I got to work and I scratched it off and my eyes went completely cuckoo," Ratliff said with a laugh when she claimed her prize at lottery headquarters in Raleigh on Friday, according to a lottery news release. "I thought I was seeing things."
"I literally went outside and called my husband, called my kids," Ratliff said. "I was crying, I didn't believe I won that much money."
Ratliff bought her winning $20 ticket at Claws on North Charlotte Avenue in Monroe, officials said. She did not disclose to lottery officials where she works.
Ratliff had a choice of an annuity of $200,000 a year over 20 years and a $2.4 million lump sum. She chose the annuity and left lottery headquarters with her first payment of $141,506, after taxes.
"It's a blessing to see that dream come true that one day you'd hit it like that," Ratliff said. "I can see my kids having more things in life and helping them through college."
Charlotte man's $1 ticket hits jackpot
On the heels of Ratliff's jackpot, lottery officials on Tuesday reported another big local winner.
Alvin Livingston of Charlotte bought a $1 Carolina Cash 5 ticket at a QuikTrip on Central Avenue and scored a $696,227 jackpot, officials said Tuesday.
He beat odds of 1 in 962,598, according to the lottery.
Livingston bought the winning Quick Pick ticket for last Thursday's drawing and claimed his prize at lottery headquarters on Monday, according to a lottery news release. After taxes, he netted $492,581, officials said.
Tuesday's jackpot in the nightly Carolina Cash 5 drawing stands at $129,000.
___
(c)2021 The Charlotte Observer (Charlotte, N.C.)
Visit The Charlotte Observer (Charlotte, N.C.) at www.charlotteobserver.com
Distributed by Tribune Content Agency, LLC.



The Worst Short Squeeze In 25 Years Is Battering Hedge Funds
RVW Wealth Launches Industry-Leading Effort to Coordinate Vaccines for Clients over 65
Advisor News
- The overlooked retirement security risk that must be addressed
- What advisors should know about hedge funds in retirement planning
- Retirement control is top success measure for middle class, ACLI says
- Industry groups applaud House passage of Financial Exploitation Prevention Act
- Younger workers more likely to be eligible for a retirement plan after changing jobs
More Advisor NewsHealth/Employee Benefits News
- Over $130K worth of artwork seized from Natick psychiatrist convicted of fraud
- Missouri ends Medicaid coverage of chiropractor treatments
- Iowa Gov. Kim Reynolds creates Iowa Medicaid fraud task force as deficit grows
- Why More Sioux City Residents Choose Direct-Pay Dental Care
- Millions drop Affordable Care Act coverage amid price jump
More Health/Employee Benefits NewsLife Insurance News
- NAIFA praises House committee approval of Clarity for Compensation Act
- PHL Variable liquidation pushed out to 2027, Connecticut regulators say
- ‘Recession-Proof’ Insurance Is Trending. Safety Net or Scam?
- Winged Keel Group Expands National Presence and PPLI Leadership, Welcomes SBSI, Inc. (dba NFP Insurance Solutions)
- MassMutual Ranks No. 100 on the 2026 Fortune 500® List
More Life Insurance NewsProperty and Casualty News
- Worried about insurance rates? Your loyalty might be costing you
- Signature Resolution Welcomes Jack Haverty to Our Panel of Neutrals
- Washington fines farm labor contractor $692,750
- Auto insurance reforms take effect in N.Y. in effort to lower rates
- What are the 'top workplaces' in the New Orleans area? Check out this year's awards.
More Property and Casualty News