AAA decreases auto insurance rates for Florida policyholders

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TAMPA, Fla. (WFLA)—Florida policyholders with AAA will see a rate decrease after the company announced it is lowering auto insurance rates.

There will be an average 10% rate decrease across its Florida Select Auto and Select Package Auto products, AAA announced.

"Every dollar matters when families are looking for ways to manage household expenses," said Jennifer Pintacuda, President of AAA's Florida-based insurance companies. "We continue looking for opportunities to lower insurance costs while helping our members maintain the protection they need. And with available discounts, eligible drivers could save even more."

The latest reduction is expected to bring more than $35 million in annual savings to Florida policyholders, AAA said.

New rates will take effect on Dec. 1, 2026, for new policyholders and Feb. 1, 2027, for renewing policies.

According to AAA, individual premium changes will vary based on each policyholder's coverage and risk characteristics.

Throughout the year, AAA has reduced rates three times in Florida.

"Improving conditions in Florida's insurance market have helped make these reductions possible. Legal reforms enacted in late 2022 and 2023 have helped stabilize claims costs and create a more predictable claims environment, allowing AAA to pass savings along to policyholders," AAA said.

For more information, visit their website.

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