MDHS: SHIP is here to help answer your Medicare questions

Below is a press release from the Mississippi Department of Human Services

Medicare Open Enrollment runs through December 7, 2023; anyone eligible for Medicare can join, switch, or drop a Medicare health plan or prescription drug coverage to better meet their needs in 2024.

Mississippi's State Health Insurance Assistance Program (SHIP) – administered through the Mississippi Department of Human Services (MDHS) Division of Aging and Adult Services – can help eligible Mississippians with free, unbiased assistance to choose a Medicare plan that meets their budget and health needs.

The State Health Insurance Assistance Program (SHIP) is a counseling program designed to help citizens and caregivers understand Medicare benefits, organize doctor and hospital bills, file Medicare appeals, review Medicare Supplemental Insurance, evaluate Medicare+ Choice or Health Maintenance Organization (HMO) options; understand Medicaid eligibility, and explore long-term care options.

Whether it is Medicare, Medicaid, supplemental insurance, or other coverage, SHIP personnel are trained to answer questions, compare policies, organize paperwork, and help with claims and filing appeals.

SHIP offers in-person and phone-based counseling to support Medicare-eligible Mississippians in understanding and navigating available coverage options. It is important for individuals to review their coverage, even if they are satisfied with their current plans, and make any necessary adjustments to make their coverage more effective.

According to Mississippi Department of Human Services Executive Director Robert "Bob" Anderson, "it is important for Mississippians to have access to information and support to navigate their health insurance options." The Division of Aging and Adult Services provides community-engaged services and ensures adults with disabilities and their families have the resources they need to live healthy lives."

SHIP counselors will provide free, confidential, individual counseling to help beneficiaries find the most comprehensive and cost-effective Medicare health plan and Part D coverage. They can also check if they are eligible for Medicare Savings Programs. Those with Medicare who are having difficulty paying for medical care may qualify for Medicare Savings Programs. These programs can help save money on premiums, prescription drugs, and other health care costs.

Medicare coverage choices made during open enrollment will take effect on January 1, 2024.

For more information about SHIP services and the Medicare Open Enrollment Period, call 1-844-822-4622 or 601-709-0624. Help is available M-F 8:00 a.m.-5:00 p.m. or visit https://www.mdhs.ms.gov/adults-seniors/services-for-seniors/state-health- insurance-assistance-program/