Loss, resilience as Roswell digs out from historic flood - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Property and Casualty News RSS Get our newsletter
Order Prints
December 14, 2024 Property and Casualty News
Share
Share
Post
Email

Loss, resilience as Roswell digs out from historic flood

Alaina Mencinger, The Santa Fe New MexicanThe Santa Fe New Mexican

Dec. 14—ROSWELL — "When we have a disaster, save the O'Keeffe."

That mantra for staff at the Roswell Museum and Art Center was a joke — at least, until Oct. 19, when flood waters whooshed through homes, businesses and the museum.

Artist Georgia O'Keeffe's Ram's Skull with Brown Leaves is one of the most valuable pieces at the museum. When museum Executive Director Caroline Brooks first went to assess the damage, she worried she didn't have the right screwdriver to remove the security screws.

She didn't need to worry. The water had reached the bottom of the frame, and the gallery was so moist that, screwdriver or no, Brooks was able to rip the painting straight off the wall.

The painting, now housed at the Georgia O'Keeffe Museum in Santa Fe, survived the flood. But in Roswell, recovery is still in limbo for the museum and the typically dry city where few have flood insurance.

Piles of debris have been cleared from residences and businesses affected by heavy rains in October. Some residents have already received payments from the Federal Emergency Management Agency, which has approved more than 1,600 applications and more than $15 million in housing and other assistance, and are on their way to rebuilding. Others are still working through the process.

On Monday, the floors in several of the Roswell Museum's galleries had been ripped out, leaving behind a skeletal frame. Remaining museum labels describe now-absent art. A few sculptures wrapped in translucent plastic still haunt the museum, but Brooks estimates thousands of art pieces and archival materials have been removed for restoration.

She's expecting it will take around three years for the museum to reopen. But questions remain about what that will look like. For each piece of art, the cost to restore has to be weighed against the value of the piece.

At the time of the flooding, the museum had reached several goals:

* It had just been reaccredited, a mark of prestige that only about 3% of museums nationwide achieve.

* It had just put in new hardwood and terrazzo flooring.

* Brooks had just pulled together local and state dollars for renovations.

Brooks started working at the museum in 2004 and helped put together a reinstallation of the Rogers and Mary Ellen Aston Collection of the American West, which included Spanish Colonial and Native American art and artifacts, including centuries-old armor. On Monday, Brooks showed the now-empty exhibit.

"We worked for months and months and months just installing all these items," Brooks said. "You have that personal connection of having handled all these things, and then full circle, that personal connection having to remove all of them."

There are silver linings, Brooks said. Tearing out some of the waterlogged walls revealed the museum's original adobe, a hidden bathroom and other historic features that had been plastered over. Depending on the cost of repairs, the museum, which has yet to get through the FEMA process, may have to rebuild on another site. Brooks would like to keep the building and highlight the uncovered history lost to decades of expansions and renovations.

"You have to continue to hope for the best," Brooks said. "Given the situation, we're just doing the best that we can, but we wish that we had immediate answers. We just don't know."

Frustrations with FEMA

Southwest of the museum, another piece of art — precious to its owner — was wrapped in plastic at the home of Crusita Carrillo, who was sipping a root beer at her kitchen table as smoke ribboned from an ashtray.

In an adjoining room, Carrillo gently unwrapped a copy of Leonardo da Vinci's famous painting The Last Supper to show to a visitor. Carrillo was dropping off donations at the Salvation Army when she saw the piece.

"I said, 'I've got to have that,' " Carrillo said. After asking the price — it was selling for $50 — Carrillo said, "that's mine."

The piece is her "pride and joy," her brother Rick Velasquez said.

Carrillo and Velasquez, are two of 10 siblings. Velasquez said the family is like the 12 apostles depicted in the painting. The piece hung above Carrillo's dining table, where the family would gather, say grace and "share our love for one another," Velasquez said.

Carrillo was out celebrating her 86th birthday when the rain began. When she got home, the artwork was one of the first things Carrillo checked on.

Although The Last Supper was safe, many of her other belongings were damaged or lost. After the flooding, thousands of dollars worth of Carrillo's jewelry was stolen from her home, including special pieces from her grandmother and mother-in-law. Others reported problems with looting after the flooding.

So far, she's only received $700 in FEMA aid, although one contractor told her repairs would cost close to $40,000.

The experience has been a "nightmare," Carrillo said, although her humor remained intact. Before the flooding, her daughter was pushing her to donate some of her belongings.

"And Jesus said ... 'I'm going to help you,' " Carrillo said with a smile.

Apply, appeal, appeal

At a Wednesday recovery town hall, Roswell Mayor Tim Jennings had a three-word slogan: apply, appeal, appeal.

Jennings said people were still signing up for FEMA aid that week. The deadline to apply is Jan. 2.

"You have to apply," Jennings said. "And if there's something that doesn't go your way, you have to appeal. And if it still doesn't go your way, you have to appeal."

Other officials at the meeting urged people to apply for funding — even if no money is currently available. That's the case at the Small Business Administration, which offers low-interest disaster loans but is experiencing a shortfall, said Jeffrey Lusk, director of SBA's Disaster Field Operations Center-West.

"How much money have we loaned so far? Zero," Lusk said. "SBA is suffering from a lapse in funding, and until Congress authorizes funding back to SBA, we're not able to actually send money out the door. That doesn't mean that people can't apply with us. That doesn't mean that we won't take you all the way through the process. I can't look at somebody and say "You're approved today." ... But what we can do is apply, apply, apply, get in line."

Aid and obstacles

The flood exacerbated problems Roswell already had with housing and socioeconomic "disconnects", said Kerry Moore, director of the Chaves County Health Council.

An increasing number of temporary workers live in the area, Moore said. But housing construction hasn't kept up. Between 2020 and 2022, the number of properties either for sale or available to rent in Chaves County dropped by 25% and 35%, respectively, according to American Community Surveys data. Single-family homebuilding has remained steady for the past 10 years, according to a U.S. Census Bureau survey of building permits, but there hasn't been significant multifamily construction since 2016.

"Some of us, we knew that this was going to be big because we had been fighting for housing," Moore said. "We already knew. As soon as it hit, several of us that deal with the housing issues, we were meeting, trying to figure out how we were going to help solve some of this."

She's not expecting FEMA trailers to come into the area, based on the response in nearby Ruidoso.

Part of Moore's job is to compile resources in Chaves County. There's help available, Moore said, but getting people connected with that help can be a challenge. In Dexter, which also experienced flooding, many people lost their vehicles, Moore said, making it difficult for them to visit the FEMA Disaster Recovery Center at the Roswell Mall.

"The best way to get things done is to go in and sit down with that person face-to-face," Moore said. "It really is a huge challenge for, especially Dexter, Hagerman, Midway, but also a lot of our people just here locally."

And then there are cultural barriers to accepting aid. Moore and Casakids Family Resource Center Director Sarah Johnson said their partnership with FEMA has been positive, but some people in need sometimes feel guilty asking for resources. As an example, Johnson said when some people are offered donated diapers and wipes, they will take only one.

"Their response is like ... 'somebody else might need it more than me,' " Johnson said. "Navigating that part, teaching people that 'you're equally as deserving and that you are in crisis' has been interesting, to say the least. There is a little bit of resistance to take when they feel like others might be suffering more, even though they're suffering in the moment."

Rebuilding a home

When The New Mexican first spoke with Paul Hebert, it was a week after his Roswell home had been flooded.

But a few weeks later, Hebert had already received a chunk of FEMA aid and was well underway with repairs on his home. He's been staying in a trailer and working on the house when off work while his wife stays with family in Albuquerque.

The Spring River is at Hebert's front door. But he was told when he bought the house 18 years ago that flood insurance wouldn't be necessary — after all, Roswell rarely gets rain. The city got just over 9 inches of rain in all of 2018, a few inches less than the typical 12. During the October flooding, there were reports of 7 or 8 inches of rain in just one night.

"I was totally in denial," Hebert said — at least, he was until the water in his home reached the sockets and electricity started buzzing.

The next morning, Hebert's overalls, which were hanging on the closet door, were soaked to the knee.

New drywall, insulation and paint will cost around $14,000, Hebert said. There's still some lingering dirt and grime from the flooding. But his experience in construction and help from family, friends and the company he works for have moved the process along, and he hopes to have his wife home by Christmas.

"Every little thing helps," Hebert said.

Christmas spirit returns

Christmas is fast approaching as Chaves County rebuilds from the flood. Nobody feels that time of year more keenly than Santa.

After the flooding, Roswell Santa Claus John Donahue volunteered with his church. He can't do much physical labor, but the jovial man in overalls found many people affected by the flood just needed someone to talk to.

"Looking like Santa Claus really helps them to open up," Donahue said.

Donahue has been raising money to buy Christmas trees for affected families. When visiting neighborhoods with his church, he came across one house that, months before December, already had a Christmas tree up but undecorated.

Donahue asked them about the tree — it comes with the Santa territory. The family explained that their shed, full of Christmas decorations, had been flooded. They put up the tree "looking for any hope to cling to."

So Donahue went to the store to pick up garlands and lights. It was "heartbreaking" to see the impact on his town, Donahue said, but Roswell turned out. Neighbor helped neighbor.

"Empathy was easy," Donahue said.

Pockets of optimism

Before the flood, Thomas Plummer had a plan.

Under the guise of an October football game, he was going to bring his girlfriend to Texas. She loves the beach, Plummer said, and he would propose there.

Then his home was flooded a week before he planned to pop the question. The ring — princess cut, size 8, picked out with the help of her best friend — was a little wet but not damaged. And Plummer suddenly couldn't wait to get engaged.

"The flood happened, and that changed everything," Plummer said.

Tired, muddy and sweaty from cleaning the house, Plummer proposed in his future in-laws' living room. It was "unromantic, but still sort of romantic," Plummer said. She said yes.

Plummer is in the middle of the appeals process with FEMA after hearing how much it would cost to repair his home. But the engagement has given him and his fiancée something to look forward to.

"The three most important things to me survived: my fiancée, her kid and my dog," Plummer said. "Everything else can be replaced."

___

(c)2024 The Santa Fe New Mexican (Santa Fe, N.M.)

Visit The Santa Fe New Mexican (Santa Fe, N.M.) at www.santafenewmexican.com

Distributed by Tribune Content Agency, LLC.

Older

US Fed Expected To Cut Rates In Last Meeting Of Biden Era

Newer

FireflySci Inc. Faces Financial Pressures Amid Rising Import Tariffs and Health Insurance Costs

Advisor News

  • Addressing the ‘menopause tax:’ A guide for advisors with female clients
  • Alternative investments in 401(k)s: What advisors must know
  • The modern advisor: Merging income, insurance, and investments
  • Financial shocks, caregiving gaps and inflation pressures persist
  • Americans unprepared for increased longevity
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Making Surprising Moves in Monday Session
  • Aspida Life and WealthVest Offer a Powerful New Guaranteed Income Product with the WealthLock® Income Builder
  • Lack of digital tools drives wedge between insurers, advisors
  • LIMRA: Annuity sales notch 10th consecutive $100B+ quarter
  • AIG to sell remaining shares in Corebridge Financial
More Annuity News

Health/Employee Benefits News

  • Studies from Denise Wolff et al Have Provided New Data on Atopic Dermatitis (AMCP Market Insights: Beyond skin deep on the role of managed care in moderate to severe atopic dermatitis): Skin Diseases and Conditions – Atopic Dermatitis
  • New Clinical Trials and Studies Findings from RAND Corporation Described (Benefit design and consumer information: results from a randomized trial): Clinical Research – Clinical Trials and Studies
  • School, BOCES healthcare costs up 22%, here’s why
  • Healthcare cuts threaten Sullivan's reelection chances in Alaska
  • Health insurance marketplace feels growing tremors from GOP cuts
More Health/Employee Benefits News

Life Insurance News

  • Globe Life Inc. (NYSE: GL) Making Surprising Moves in Monday Session
  • Dan Scholz to receive NAIFA’s Terry Headley Lifetime Defender Award
  • Best’s Special Report: US Property/Casualty and Health Insurers Exceed Cost of Capital; Life Insurers Narrowly Miss
  • Aspida Life and WealthVest Offer a Powerful New Guaranteed Income Product with the WealthLock® Income Builder
  • Lack of digital tools drives wedge between insurers, advisors
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Why Blend in When You Can Make a Splash?
Pacific Life’s registered index-linked annuity offers what many love about RILAs—plus more!

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Discipline Over Headline Rates
Discover a disciplined strategy built for consistency, transparency, and long-term value.

Inside the Evolution of Index-Linked Investing
Hear from top issuers and allocators driving growth in index-linked solutions.

Press Releases

  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
  • Highland Capital Brokerage Acquires Premier Financial, Inc.
  • ePIC Services Company Joins wealth.com on Featured Panel at PEAK Brokerage Services’ SPARK! Event, Signaling a Shift in How Advisors Deliver Estate and Legacy Planning
  • Hexure Offers Real-Time Case Status Visibility and Enhanced Post-Issue Servicing in FireLight Through Expanded DTCC Partnership
  • RFP #T01325
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet