Reading, PA -- (SBWIRE) -- 05/03/2018 -- Liever, Hyman & Potter, P.C. is handling workers' comp cases this spring season and beyond. Anyone who has recently been injured on the job can get in touch with the law firm by dialing 610-370-6682 or by filling out a contact form online. These workers' comp lawyers that serve Berks County, Schuylkill County, and the surrounding areas are always available to discuss a client's case.

A work injury can be a life-changing event that affects not only the victim, but their families as well. The aftermath of a work accident can be devastating as the injured person has to deal with the possibility of not being able to work, medical bills, and other expenses. The attorneys at Liever, Hyman & Potter, P.C. are well aware that insurance companies routinely deny claims or delay paying claims rather than paying injured persons as soon as possible as the law requires. In fact, under the PA Workers' Compensation Act, when injured on the job, workers are entitled to both wage loss and medical benefits.

Liever, Hyman & Potter, P.C. handles all types of workers' comp cases. Whether a person was injured due to physical impact and has broken a bone, suffered a closed head injury or traumatic brain injury, inhaled dangerous chemicals, or suffered hearing loss or loss of sight/vision while in the course and scope of their employment, the attorneys are able and ready to evaluate the claims of employees injured on the job and undertake representation of injured workers as appropriate.

In addition to handling workers' compensation cases, the law firm also handles medical malpractice cases, motor vehicle accident cases, nursing home neglect cases, and all other personal injury cases involving serious injury or death. To learn more about these personal injury, workers' comp, and medical malpractice lawyers near Schuylkill County, please visit their website today.

About Liever, Hyman & Potter, P.C.
The attorneys at Liever, Hyman & Potter, P.C., have won thousands of awards and settlements involving personal injury cases, including many multi-million dollar ones, for their clients since the firm opened in 1959. Since its founding, the law firm of Liever, Hyman & Potter, P.C., has been a leader in wrongful death, workers' compensation, medical malpractice and personal injury claims. They handle only these types of cases and have a combined 115 years of practice fighting for the rights of clients and their families.

Please visit http://www.lieverhymanpotter.com for more information.

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Media Relations Contact

Adam LevinEmail: Click to Email Adam Levin
Web: http://www.lieverhymanpotter.com/

SINGAPORE--(BUSINESS WIRE)-- AM Best has assigned a Financial Strength Rating of B+ (Good), a Long-Term Issuer Credit Rating of “bbb-” (Good) and a Philippines National Scale Rating of aa.PH (Superior) to MAAGAP Insurance Inc. (MAAGAP) (Philippines). The outlook assigned to these Credit Ratings (ratings) is stable.

The ratings reflect MAAGAP’s balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management (ERM).

MAAGAP’s balance sheet strength assessment is underpinned by its risk-adjusted capitalisation, as measured by Best’s Capital Adequacy Ratio (BCAR), which is expected to remain at the strongest level over the medium term. The company’s robust capital adequacy benefits in part from healthy earnings retention over recent years. In addition, MAAGAP has a low-to-moderate risk investment portfolio with the majority of investments allocated to Philippine government bonds and well-rated domestic corporate bonds. A partially offsetting balance sheet strength factor is MAAGAP’s elevated reinsurance reliance to support the underwriting of catastrophe-exposed business; however, this risk is partially mitigated by the fact that the majority of reinsurance recoverables are from counterparties of sound credit quality.

AM Best assesses MAAGAP’s operating performance as adequate, with a five-year average return-on-equity of 8.8% (fiscal-years 2021-2025). The company’s underwriting performance showed some volatility over the last five years, partly due to losses arising from natural catastrophes and large loss events. However, ongoing remedial measures have supported an improvement in underwriting results in fiscal year 2025. The elevated expense ratio recorded in recent periods is viewed as an offsetting factor. Prospectively, this is expected to improve as the company grows its book of business and benefits from greater economies of scale. Additionally, investment returns, derived mainly from interest income, are viewed to be stable and supportive of overall earnings.

AM Best views MAAGAP’s business profile as limited. The company is a non-life insurer domiciled in the Philippines, with a market share of approximately 2%, based on 2025 gross premiums written. Major lines of business include motor and property, which are subject to elevated market competition. Products are mainly distributed through agency and broker networks.

AM Best considers MAAGAP’s ERM to be developed and appropriate for the company’s risk profile and operational scope.

Ratings are communicated to rated entities prior to publication. Unless stated otherwise, the ratings were not amended subsequent to that communication.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best’s Credit Ratings. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2026 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260720737622/en/

Chris Lim, FCII, CFA
Director, Analytics
+65 6303 5018
[email protected]

Victoria OhorodnykSenior Director, Analytics
+65 6303 5020
[email protected]

Christopher SharkeyAssociate Director, Public Relations
+1 908 882 2310
[email protected]

Al SlavinSenior Public Relations Specialist
+1 908 882 2318
[email protected]

Source: AM Best