Insurers Quietly Stall Life Insurance Payouts, Leaving Families in Limbo–Attorney Quoted in Wall Street Journal Warns of Deliberate Delays

PR Newswire

Christian Lassen, a national life insurance attorney, says grieving families are being targeted by insurer delay tactics. He urges legal intervention—and says what looks like "processing time" is often a trap.

PHILADELPHIA, May 22, 2025 /PRNewswire/ -- Life insurance companies across the U.S. are increasingly delaying payouts by citing policy ambiguities, outdated documents, or administrative reviews—often leaving grieving families without the benefits they're owed. Christian Lassen, a national life insurance attorney and founder of The Lassen Law Firm, was quoted in the Wall Street Journal on May 17, 2025, for his insights into these growing delays and the legal barriers beneficiaries face in getting paid.

"I've seen firsthand how commonly insurers weaponize the fine print," said Christian Lassen, a Philadelphia, Pa.-based plaintiff attorney.

Lassen is licensed in Pennsylvania, New Jersey, and New York, and represents clients nationwide in all types of life insurance disputes. His firm focuses exclusively on life insurance litigation and has recovered hundreds of millions of dollars for clients across the country.

Recent examples from Lassen's caseload include:

A New Jersey widow was told her husband's policy required 120 days of review due to a beneficiary form update. Lassen's firm resolved it in under a month.
In Pennsylvania, a client was denied a payout after the insurer claimed the policy had lapsed—despite no lapse notice being issued.
A New York family faced a denied claim under a suicide exclusion, even though the coroner ruled natural causes. The firm forced a reversal.

The Lassen Law Firm handles a wide spectrum of life insurance matters, including:

Delayed life insurance claims that stall in review for months
Denied claims due to misstatements, omissions, or technical exclusions
Life insurance lapse disputes, especially when notice or grace period rules are violated
Denied accidental death claims, involving alcohol exclusions or risky activity language
Beneficiary disputes, including ex-spouse revocations and conflicting designations
ERISA group life insurance denials tied to employer-provided policies
SGLI and FEGLI claims, involving federal employee and military benefits
Interpleader lawsuits, where multiple parties claim the same benefit

Lassen warns that many beneficiaries don't realize these delays are strategic until it's too late. Some wait months under the assumption their claim is still "under review," while deadlines quietly pass.

"What looks like routine paperwork is often a stall tactic," Lassen said. "Once a lawyer gets involved, insurers start moving. We know what to look for."

In one recent case, a New York family was told a payout would take up to a year due to supposed conflicting beneficiaries. "There were no conflicts," Lassen said. "They were just waiting to see if someone else would challenge the claim."

The Lassen Law Firm offers nationwide representation and has taken on nearly every major insurer in the country. With a singular focus on life insurance litigation, Lassen continues to speak out about industry practices that harm grieving families.

For journalists covering consumer finance, insurance, or estate planning, Lassen welcomes inquiries.

"This isn't about isolated delays—it's a systemic issue," he added. "Families need to know they don't have to wait quietly."

About The Lassen Law Firm:
The Lassen Law Firm handles only life insurance litigation, representing clients nationwide in denied, delayed, and disputed claims. Attorney Christian Lassen has recovered hundreds of millions for families and was quoted in the Wall Street Journal on May 17, 2025, for his work exposing insurer delay tactics. The firm routinely handles ERISA claims, FEGLI and SGLI denials, accidental death exclusions, lapse disputes, interpleader actions, and complex beneficiary conflicts.

Media Contact:Christian LassenThe Lassen Law Firm
Phone 800-330-2274
Website: https://www.lifeinsuranceattorney.com/

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