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January 12, 2023 Property and Casualty News
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Hurricane Ian assistance exceeds $4.5 billion

Immokalee Bulletin (FL)

WASHINGTON — More than $4.5 billion in federal grants, disaster loans and flood insurance payments has been provided to the state of Florida and to households affected by Hurricane Ian to help survivors jumpstart their recovery.

FEMA has provided $871 million to households affected by Hurricane Ian and $503 million to the state for emergency response to Hurricane Ian, while the U.S. Small Business Administration has provided $1.42 billion in disaster loans and the National Flood Insurance Program has paid $1.72 billion in claims to Hurricane Ian survivors.

Additionally, FEMA has also received 4,059 valid registrations from Hurricane Nicole survivors.

FEMA continues to help Floridians affected by Hurricane Ian

FEMA has made individual assistance available to 26 counties in Florida affected by Hurricane Ian. Residents in Brevard, Charlotte, Collier, DeSoto, Flagler, Glades, Hardee, Hendry, Highlands, Hillsborough, Lake, Lee, Manatee, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns and Volusia counties are eligible to apply for Individual Assistance. Deadline for applications is Jan. 12, 2023.

FEMA is meeting survivors affected by Hurricane Ian where they are to help jumpstart their recoveries. Disaster Survivor Assistance specialists are going door-to-door in Florida neighborhoods to help individuals register for assistance. These teams have visited more than 352,000 homes and interacted with more than 152,000 survivors in counties designated for individual assistance after Hurricane Ian.

20 Disaster Recovery Centers are operating in areas affected by Hurricane Ian, with nearly 109,900 visits by survivors.

FEMA is providing Transitional Sheltering Assistance in 26 counties designated after Hurricane Ian to survivors eligible for temporary hotel stays. As of today, the program is providing housing for 1,639 households with 3,999 members.

Hundreds of FEMA inspectors have performed more than 259,000 home inspections for Hurricane Ian survivors who applied for federal disaster assistance.

FEMA is providing temporary housing to eligible Hurricane Ian survivors in Charlotte, Collier, DeSoto, Hardee, Lee, Sarasota and Volusia counties. FEMA approved Direct Temporary Housing Assistance to provide options for those whose homes are uninhabitable because of the hurricane. FEMA determined that rental assistance is insufficient to meet the housing need in those counties because of a lack of available housing resources. FEMA is notifying applicants who are eligible for direct housing. It will take time to transport, permit, install and inspect these units before they are available. Direct Temporary Housing Assistance may be provided for up to 18 months from Sept. 29, 2022, the date of the federal disaster declaration, to March 28, 2024.

The U.S. Small Business Administration has approved $1.42 billion in low-interest disaster loans to homeowners, renters and business owners affected by Hurricane Ian. Business Recovery Centers are located in Collier, Hillsborough, Lee, Manatee and Seminole counties.

As of Jan. 9, FEMA's National Flood Insurance Program (NFIP) has received more than 45,500 flood insurance claims and paid more than $1.72 billion to policyholders affected by Hurricane Ian.

NFIP policyholders may receive up to $1,000 to reimburse the purchase of supplies like sandbags, plastic sheeting and lumber. They may also receive up to $1,000 in storage expenses if they moved insured property. Policyholders should file a claim for flood loss avoidance reimbursement, regardless of whether it was successful in preventing flood damage.

FEMA is conducting local hiring for more than 300 jobs in Brandon, Fort Myers, Kissimmee, Orlando and Sarasota. These positions are full-time, 120-day appointments that may be extended depending on operational needs. Interested candidates are encouraged to apply online through USAJobs.gov.

Disaster Unemployment Assistance is available to eligible survivors. Floridians can file a claim for loss of income caused by Hurricane Ian by going to Disaster Unemployment Assistance - FloridaJobs.org and selecting "Apply for Hurricane Ian DUA," visiting a local CareerSource Career Center, or calling 800-385-3920. Customer service representatives are available Monday through Friday from 7:30 a.m. to 6:30 p.m. ET.

Low-income Florida residents recovering from Hurricane Ian may be eligible for assistance from the Department of Agriculture's Disaster Supplemental Nutrition Assistance Program (D-SNAP). Survivors can find more information on Florida's D-SNAP program by visiting the Florida Department of Children and Families' Hurricane Ian Response & Recovery website.

Operation Blue Roof installed 20,119 roofs in Charlotte, Collier, Desoto, Lee and Sarasota counties. (Mission completed.)

National Flood Insurance Program Florida policyholders who had flood damage from Hurricane Ian have a 90-day window to renew their policies. The extension applies to policies with renewal dates beginning Aug. 25, 2022 through Oct. 23, 2022. Policyholders whose renewal date is in this range should contact their agent or insurance company. FEMA also extended the proof of loss requirement for flood insurance policyholders in Florida who experienced flood damage from Hurricane Ian from 60 to 365 days. For more information on how to file a flood insurance claim, visit How to Start Your Flood Insurance Claim.

If you or a member of your household uses adaptive or accessibility items that were damaged by Hurricane Ian, you may be eligible for FEMA assistance for those items. For homeowners, items can include an exterior ramp, grab bars and a paved pathway to the home's entrance from a vehicle. Awards do not count toward your Housing Assistance or Personal Property maximum awards. For more information for homeowners and renters, visit Update to FEMA's Individual Assistance Program and Policy Guide.

Federal assistance now available for Hurricane Nicole Survivors

Homeowners and renters in Brevard, Flagler, Lake, Putnam, St. Johns or Volusia counties who were affected by Hurricane Nicole are now eligible to apply for FEMA disaster assistance because of President Joseph R. Biden's approval of the State of Florida's request for a major disaster declaration.

FEMA has six disaster recovery centers (including one mobile disaster recovery center) open in the counties affected by Hurricane Nicole.

Brevard, Duval, Flagler, Indian River, Martin, Nassau, Palm Beach, St. Johns, St. Lucie and Volusia counties were authorized for Public Assistance in the initial Hurricane Nicole disaster declaration.

Additional 51 Florida counties and two Tribal Nations affected by Hurricane Nicole are now eligible for emergency protective measures, including direct federal assistance under the Public Assistance program. The counties are Alachua, Baker, Bradford, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Miami-Dade, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, Sumter, Suwannee, Taylor, Union, Wakulla and Washington; and the Miccosukee Tribe of Indians of Florida and the Seminole Tribe of Florida.

FEMA Individual and Households Program has approved $2.2 million for Hurricane Nicole survivors, of which $2 million has been distributed.

FEMA has received 4,059 valid registrations for individual assistance by Hurricane Nicole.

FEMA teams working in neighborhoods have visited 8,139 homes affected by Hurricane Nicole.

The U.S. Small Business Administration has approved $1.8 million in low-interest disaster loans to homeowners, renters and business owners affected by Hurricane Nicole.

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