Hurricane Harvey to Make Landfall in Texas; Heavy Winds, Extensive Flooding Likely
Hurricane Harvey is barreling toward the central coast of
"Harvey is the third
"The insurance industry is on the ground, ready to help citizens rebuild in the wake of any damage arising from Hurricane Harvey," said I.I.I. CEO
Wind damage from tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage is excluded under standard home and business policies. Separate flood coverage can be purchased from
Damage to cars from tropical storms and hurricanes is covered under the optional comprehensive coverage available with a standard auto insurance policy. Nearly four out of five drivers choose to purchase comprehensive coverage. Comprehensive coverage for automobiles includes wind damage, flooding and damage from falling objects, such as tree limbs.
As Hurricane Harvey prepares to make landfall, the number one priority is public safety. Heeding evacuation orders is imperative. The I.I.I. recommends that Texans recall the lessons from Hurricane Ike in 2008. Not only can high winds be deadly; storm surge is also a serious threat to human life. Residents near coastal areas and inland bodies of water should have a plan for evacuating from flood-prone areas--and be ready to put that plan into action.
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