HIPAA is for insurance company, not employer or business - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
September 17, 2021 Newswires
Share
Share
Tweet
Email

HIPAA is for insurance company, not employer or business

Telegraph (Nashua, NH)

DEAR DR. ROACH: I am confused about how HIPAA applies to my medical information. Some people are saying they don't have to tell people if they have been vaccinated or not or respond to an employer that is requiring the vaccine to go back to work or to businesses that may require vaccination for entry. I always thought HIPAA applied to doctors and insurance companies and was about providing my health information to third parties without my authorization, not about me providing that information directly. Can you please explain who's correct? - D.L.G.

ANSWER: The Health Insurance Portability and Accountability Act was passed by Congress in 1996 and signed into law by President Bill Clinton. It was designed to protect health coverage for people who change jobs, required medical providers to give patients access to their personal health information, and required medical providers to protect the privacy of health information. HIPAA applies to health plans, clearinghouses and providers. In my role as a physician, I must comply with HIPAA. However, most employers and businesses, such as cruise lines, are not HIPAA-covered entities, so HIPAA does not apply. A business is free to require vaccination, and you are free to refuse and take your business elsewhere, if you so choose.

DEAR DR. ROACH: You recently told a reader who was a newly diagnosed diabetic that Type 2 diabetes is a "stable" diagnosis: Once the diagnosis is made, you always have diabetes, even if your blood sugars become perfectly normal and you are off medicine.

Is prediabetes similarly a stable diagnosis? If someone has never been diagnosed with Type 2 diabetes, but likely would have been but for closely watching diet, exercise and weight, is it important for them to be diagnosed as having diabetes? If so, what tests are appropriate to diagnose this? - A.A.

ANSWER: Prediabetes and Type 2 diabetes are on the same spectrum: It's a matter of severity. The same underlying problem - insulin resistance, also called impaired glucose tolerance - is responsible for both prediabetes and Type 2 diabetes.

Most people with prediabetes can get their blood sugars into the normal range by careful control of the three factors you identified: a diet low in simple sugars and starches, regular moderate exercise and weight control. Unfortunately, these behaviors do need to be lifelong. You don't "cure" yourself of diabetes by getting to your target weight and having good diet and exercise. That is, if weight loss is appropriate. Some people with Type 2 diabetes are normal weight or underweight.

As soon as you stop the behaviors, or if the weight gets back to the area where you had prediabetes, you are likely to have prediabetes again. In fact, insulin resistance tends to worsen as people get older, so the degree of control of weight along with healthy lifestyle needs to be better over time to keep diabetes away forever. Even people with prediabetes are at higher risk for heart disease compared with a person with no prediabetes. But the risk in general is not as high as someone diagnosed with diabetes.

* * *

Dr. Roach regrets that he is unable to answer individual letters, but will incorporate them in the column whenever possible. Readers may email questions to [email protected] or send mail to 628 Virginia Dr., Orlando, FL 32803.

Older

Betterview Announces PropertyNow: Property Data in Less than One Second

Newer

New Franklin council discusses health insurance issues

Advisor News

  • How OBBBA is a once-in-a-career window
  • RICKETTS RECAPS 2025, A YEAR OF DELIVERING WINS FOR NEBRASKANS
  • 5 things I wish I knew before leaving my broker-dealer
  • Global economic growth will moderate as the labor force shrinks
  • Estate planning during the great wealth transfer
More Advisor News

Annuity News

  • An Application for the Trademark “DYNAMIC RETIREMENT MANAGER” Has Been Filed by Great-West Life & Annuity Insurance Company: Great-West Life & Annuity Insurance Company
  • Product understanding will drive the future of insurance
  • Prudential launches FlexGuard 2.0 RILA
  • Lincoln Financial Introduces First Capital Group ETF Strategy for Fixed Indexed Annuities
  • Iowa defends Athene pension risk transfer deal in Lockheed Martin lawsuit
More Annuity News

Health/Employee Benefits News

  • Jeffries vows to 'pressure' Senate on health care insurance subsidies
  • HEALTH PLANS SUPPORT SOLUTIONS TO LOWER COSTS FOR ALL AMERICANS
  • Teachers in Minnesota’s largest school district authorize strike
  • New Maryland laws taking effect New Year’s Day 2026
  • New MD laws coming into effect New Year’s Day 2026
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • An Application for the Trademark “HUMPBACK” Has Been Filed by Hanwha Life Insurance Co., Ltd.: Hanwha Life Insurance Co. Ltd.
  • ROUNDS LEADS LEGISLATION TO INCREASE TRANSPARENCY AND ACCOUNTABILITY FOR FINANCIAL REGULATORS
  • The 2025-2026 risk agenda for insurers
  • Jackson Names Alison Reed Head of Distribution
  • Consumer group calls on life insurers to improve flexible premium policy practices
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Slow Me the Money
Slow down RMDs … and RMD taxes … with a QLAC. Click to learn how.

ICMG 2026: 3 Days to Transform Your Business
Speed Networking, deal-making, and insights that spark real growth — all in Miami.

Your trusted annuity partner.
Knighthead Life provides dependable annuities that help your clients retire with confidence.

Press Releases

  • Two industry finance experts join National Life Group amid accelerated growth
  • National Life Group Announces Leadership Transition at Equity Services, Inc.
  • SandStone Insurance Partners Welcomes Industry Veteran, Rhonda Waskie, as Senior Account Executive
  • Springline Advisory Announces Partnership With Software And Consulting Firm Actuarial Resources Corporation
  • Insuraviews Closes New Funding Round Led by Idea Fund to Scale Market Intelligence Platform
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2025 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet