Following Irma, checking your damage for insurance is a priority
Here's what to do if that happens.
"You obviously want to make sure your home is safe to go back to," said
Peltier said the Citizens
An emergency authorization would make it easier for Citizens to secure more assistance to respond to Irma, including more flexibility to adjust vendor reimbursement levels to more closely match those of private companies and insurers in other states.
If your home is damaged, call your insurance agent and tell him or her about the damaged contents in order to file a claim. It's best to have photos, before and after.
The sooner you can talk to your agent, the sooner your claim will be filed and an adjuster will be assigned to review your damage, it says in a help book put together by the
Next, start recording the damage, it says. Keep records of damage to the building; damage to its contents; receipts for cleanup expenses like material; and receipts for flood-related expenses, such as motel bills.
"Play it safe. The dangers are not over when the water goes down," it says. "Your home's foundation may have been weakened, the electrical system may have shorted out and floodwaters may have left behind things that could make you sick."
It also says many flooded items, such as wallboard and mattresses, will hold mud and contamination forever.
"When in doubt, throw it out. Don't risk injury or infection," it suggests.
For up to date information regarding Hurricane Irma, call (800) 342-3557.
About 30,560 federal flood-insurance policies are active in the
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