Financial results of ASEE for Q3_2023

Q3'23: Highlights

• Good third quarter in Payment showing 10% YoY EBIT growth driven by eCommerce, Processing as well as IPD and ECR networks
• Very good, continued growth trend in processing
• Despite EUR in Croatia, good quarter forIAD network, thanks to transactions growth in Serbia (+114% on revenues) and network and transactions growth in Albania (+62% on revenues)
• Strongthird quarter in Dedicated Solutions showing 55% YoY EBIT growth
• StableBanking YoY with result driven by Channels solutions
• Continued challenging environment in Turkey with inflation rising again. Price indexation challenges

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Q3 2023 ASEE Best Deals.

Banking Business Unit

• InACT External Fraud Solution - Mobile Channel Integration Projectat a large size bank in Romania
• InACT External Fraud Solution - SaaS Business Model Projectat a large size bank in Montenegro
• Adaptive Elements Mobile Platformfor a bank in Slovakia and Croatia
• Digital Edge (omnichannel) and SxS authentication solutionintegration with Croatia's national authentication platform fore-Servicesfor a bank in Croatia
• Digital Edge (omnichannel) impementation for a bank in Serbia and migration of 20.000 users into new system
• Integration of Authentication Solution into TBI Bank's existing 3DSecure framework, for Bulgaria and branches in Greece and Romania
• Implementation of AML Solutionfor a bank in B&H
• Instant Payments Module/Absolutfor a bank in Romania

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Q3 2023 ASEE Best Deals.

Dedicated solutions

• Live Contact Center Solution implementation at one of the biggest banks in Croatia
• Enhancement of the existing BPM solutionat a gas and heating company in Croatia
• Enterprise content management solution consolidationin a bank in Croatia
• Third-partysolution migration to our BPM portfolio in one of the leading banks in Croatia
• Implementation of the ABC eArchive solutionfor The Republic Fund of Health Insurance
• Documenta DMS, Public office and civil servant management portal
• Dynatrace Application Performance Management Project at a large size bank, at a fintech company, which is a joint subsidiary of Türkiye's 3 large size public banks, at a large size bank.

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Q3 2023 Payten Best Deals.

E-commerce

• Payten Payment Gateway - United Payment Integrationat a technology company of a large size bank.
• Payten Payment Gateway - Payten Payment Gateway Project including card storageat a medium size engineering and technology company, at a medium size company that provides payment solutions for oil and gas industry.
• Paratika Virtual POS solutionat an Apple's reseller company
• Online Payments Solution, a ticketing platform in Croatia

Processing

• Full Payment Card Transaction Servicefor new client in B&H

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Q3 2023 Payten Best Deals.

ATM and POS (including IPD and ECR) Related Services

• POS procesing Switching Solution, expanding service in Serbia, Croatia for international stores chain
• In-storePayments solution for a sports equipment retailer in Croatia, a clothing retailer in Croatia, a jewelry retailer chain in Croatia
• Implementation of Android POSfor bank in Serbia
• ATM terminals deliveryfor 2 banks in Croatia
• ATM terminals replacementfor a bank in Bulgaria
• ATM terminals deliveryfor 2 banks in Kosovo
• Implementation of a Cash deposit and Cash withdrawalon 100 location in Romania
• ATM terminals deliveryfor bank in B&H

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Q3'23: Strong organic growth

Q3'23: Growth driven by Dedicated and Payment Solutions

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