Accident, critical illness and hospital indemnity supplemental health products offer flexibility and financial wellness in times of need
The new Empire supplemental products, all of which offer funds that can be allocated to cover medical or non-medical expenses, include:
- Accident insurance provides a fixed lump-sum payment following a covered accidental injury, and related medical services such as emergency room, surgeries or follow-up care.
- Critical illness insurance provides lump-sum benefits, when specific illnesses are diagnosed including invasive cancer, heart attacks and strokes.
- Hospital indemnity insurance provides fixed per-day benefits for inpatient hospitalization caused by, or contributed to, an accident or sickness.
“Empire is committed to creating a simpler, more affordable, and more accessible healthcare experience for consumers,” said
As an added benefit, purchasers of these supplemental products and other Empire products like Medical, Dental, Vision, Disability and Pharmacy, gain the advantages of Anthem Whole Health ConnectionSM, which coordinates care to promote better health outcomes and productivity, lowers the total cost of care and improves the healthcare experience. Through integration of claims data, consumers who also have other Empire medical plans can be identified to receive pro-active notifications if they have claims that might be eligible for a cash payment from the supplemental products.
“By leveraging medical claims data, an integrated offering of products can allow us to contact consumers when they may be eligible for benefits under their supplemental health plan,” said
For more information on Empire accident, critical illness and hospital indemnity products, visit www.specialtybenefits.info.
About Empire BlueCross BlueShield
Serving New Yorkers for 80 years, Empire BlueCross BlueShield is the largest health insurer in
* Employer-sponsored plans of 51 or more employees
Empire BlueCross BlueShield
Source: Empire BlueCross BlueShield