Data on Intensive Care and Emergency Medicine Described by Researchers at Yonsei University College of Medicine (Impact of Indemnity Private Health Insurance On Emergency Department Visits and Expenditures): Health and Medicine – Intensive Care and Emergency Medicine

2023 NOV 27 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- Data detailed on Health and Medicine - Intensive Care and Emergency Medicine have been presented. According to news reporting originating from Seoul, South Korea, by NewsRx correspondents, research stated, “Indemnity private health insurance (PHI) is a type of private insurance that pays actual medical expenses. We investigated the effect of subscriptions to indemnity PHI on emergency department (ED) expenses and the number of ED visits.”

Our news editors obtained a quote from the research from the Yonsei University College of Medicine, “This study was a retrospective study using Korea Health Panel Data from 2013 to 2017. The exposure variable was subscription of indemnity PHI. The control group did not subscribe to indemnity PHI throughout the study period, while the insured group had not subscribed to indemnity PHI in 2013 to 2014, but had done so in 2016 to 2017. The outcomes were ED expenses (per visit) and the number of ED visits. The outcomes were compared between before and after indemnity PHI subscription and between the insured and control groups. A total of 1919 subjects (265 insured and 1654 control group) were included. Univariable analyses indicated no difference in emergency medical use according to indemnity PHI subscription and the time period. However, multivariable modeling analysis showed that ED expenses were significantly higher for the insured group (US$5.7 more ED expense, p = 0.036; US$4.3 more ED expense per visit, p = 0.035). In addition, education level, chronic disease, disability status, economic activity and body mass index were associated with emergency medical use. This study suggests that indemnity PHI subscription can increase emergency medical expenses without an increase in visit frequency.”

According to the news editors, the research concluded: “Further studies are necessary to validate these results using another dataset.”

This research has been peer-reviewed.

For more information on this research see: Impact of Indemnity Private Health Insurance On Emergency Department Visits and Expenditures. Signa Vitae, 2023;19(5):61-67. Signa Vitae can be contacted at: Mre Press, 14 Robinson Rd #08-01A Far East Finance, Singapore, Singapore.

The news editors report that additional information may be obtained by contacting Sung Phil Chung, Yonsei University College of Medicine, Dept. of Emergency Medicine, Seoul 06273, South Korea. Additional authors for this research include Jeong Wan Kwak, Yu Jin Chung, Je Sung You, Hyun Soo Chung, Hye Sun Lee and Soyoung Jeon.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.22514/sv.2023.077. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

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