United Security Assurance Expands Long Term Care Insurance Plans for Individuals Living with Challenging Health Conditions to Additional States
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These innovative plans expand traditional underwriting guidelines and may offer individuals who have previously been or who would otherwise be turned down for long term care insurance the opportunity to obtain coverage. This is good news especially for individuals with more severe health conditions, such as Cystic Fibrosis, Diabetes, Cancer, Parkinson's, Multiple Sclerosis, or even Osteoporosis.
"Coverage for long term care costs is the last large unfunded liability for many Americans," said
In addition to being tax-qualified long term care insurance plans, LSS and LSS Select also include a Service Program providing a) a program of proactive wellness planning; b) a consultation and referral resource to help policyholders access support and services they may need; and c) care planning when more intensive needs arise. These services are aimed to help individuals diagnosed with extended health conditions live longer, and with good long term care they could stand a better chance of staying independent and enjoying those years.
"It's our hope that these plans will enable our producers/agents to penetrate new markets and offer more of their clients the chance to have long term care insurance coverage," said
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