EDITORIAL: A matter of dying - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
May 23, 2014 Newswires
Share
Share
Post
Email

EDITORIAL: A matter of dying

News & Record, Greensboro, N.C.
By News & Record, Greensboro, N.C.
McClatchy-Tribune Information Services

May 23--Everyone dies, but it matters how. North Carolina medical examiners are supposed to answer that question, yet they fail too often.

It has taken an exhaustive investigation by The Charlotte Observer to uncover some of the flaws in the state's system of accounting for death.

The stories are jaw-dropping:

-- A Harnett County man was ruled to have died in a car accident until a funeral home worker found four stab wounds in his back.

-- A Cherokee County woman had to have her husband's body exhumed and an autopsy done to show his cause of death after learning the medical examiner, a nurse practitioner, ruled a heart attack killed him. The real cause was blunt trauma as a result of a car crash. Two life insurance policies paid only in the case of accidental death.

-- A Massachusetts man visiting a friend in Asheville shot himself with the friend's handgun. The men had been drinking and horsing around with the weapon. Police investigated and decided the death was accidental. The local medical examiner called it an accident but was overruled by the associate chief medical examiner for the state, who classified the death as a suicide. The man's wife, refusing to accept that conclusion, had to get a ruling from an administrative law judge, who declared that a finding of suicide required evidence of intent, which was lacking in the case.

It matters, deeply, to survivors whether a death was accidental or a suicide. The cause of death can also determine how an insurance claim is settled, or whether a crime was committed.

Cause of death lies at the heart of a dispute between High Point University and the mother of a student who died two years ago. The Office of Chief Medical Examiner said it was a drug overdose. The mother's lawsuit alleges that her son received injuries in a beating that contributed to his death.

In that case, an autopsy was conducted and a detailed report was filed. While that's not necessary in every death, a medical examiner's work still ought to be trusted as a thorough physical investigation leaving little room for question. Most of the time, that's true. But it's easy to see how mistakes and omissions can happen.

As the Observer reports, medical examiners don't always follow the routine requirements of their job. That includes, in more than 10 percent of cases, not even examining the body. In other words, medical examiners often draw their conclusions without conducting a medical examination. And it's rare when they visit the place of death, where they might be able to put other facts into context.

Why not? One reason is that medical examiners are paid only $100 per case and can't afford to spend much time on each job. This is much less than what most states provide. North Carolina's overall budget for medical examinations is less than half the national average per capita. If our state doesn't think the work is worth more than that, why should it get good work?

In his proposed budget, Gov. Pat McCrory recommended raising the fee to $250, providing training for medical examiners and boosting funding for three regional autopsy facilities. All those steps should be approved by the legislature.

How we die is important. There are public health, financial, law-enforcement and emotional reasons for knowing. The state owes correct answers.

___

(c)2014 the News & Record (Greensboro, N.C.)

Visit the News & Record (Greensboro, N.C.) at www.news-record.com

Distributed by MCT Information Services

Wordcount:  584

Advisor News

  • How advisors can prepare clients for an uncertain retirement landscape
  • Investors aren’t waiting out uncertainty
  • Transamerica and Advo(k)ate Advisors launch pooled employer plan
  • ‘I wish I’d met him sooner:’ Karlan Tucker remembered for integrity, faith
  • Why women must be more engaged in investing
More Advisor News

Annuity News

  • NAIC regulators begin consensus phase on annuity illustration overhaul
  • AM Best Revises Outlooks to Negative for Subsidiaries of Group 1001 Insurance Holdings, LLC
  • Market-value adjusted annuities: Key considerations for advisors
  • Private equity’s next play in insurance
  • Immediate Care Plan: A new solution for funding LTC
More Annuity News

Health/Employee Benefits News

  • 76% of Gen Z and 63% of millennials turn to AI for first line of primary healthcare
  • Oregonians face health insurance premium hikes
  • Federal Medicaid cuts threaten Va.
  • Editorial: Passing it on
  • New York made $21.6M in improper Medicaid payments
More Health/Employee Benefits News

Life Insurance News

  • Supporting small businesses starts with smarter benefits conversations
  • Judge again tosses Penn Mutual whole life lawsuit alleging tax scam
  • Declined by a machine? The end of the unexplainable no
  • AM Best Revises Outlooks to Negative for Subsidiaries of Group 1001 Insurance Holdings, LLC
  • Court sides with Ameritas in denying $4M STOLI payout to Wells Fargo
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Royal Neighbors Unveils Its 2026 Scholarship Recipients 2026 Royal Neighbors Scholars Making a Difference Across the Country
  • Ibexis Announces Expanded Bank Relationships and New Index Options for FIA Plus® and WealthDefender® Series
  • Agent Review Launches Video AI Identity Verification to Help Protect Insurance Professionals, Consumers and Public Trust
  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet