After fire, Lothlorien's future uncertain - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
January 31, 2014 Newswires
Share
Share
Post
Email

After fire, Lothlorien’s future uncertain

Jovaag, Seth
By Jovaag, Seth
Proquest LLC

One controversial option: Selling the lakefront co-op to a developer

In the Middle-earth of Tolkien lore, Lothlorien was a "Golden Wood" populated by reclusive elves.

In Madison, Lothlorien was, until September, home to elves of a different sort.

The four-story, century-old mansion at 244 W. Lakelawn Place, with its crenellated tower overlooking Lake Mendota, is perhaps the most legendary of Madison's roughly two dozen housing cooperatives. Before a Sept. 11 fire damaged sections of the 31-unit building, its 34 residents were carrying on the co-op's 40-year tradition of communal living that, in many ways, epitomizes Madison counterculture.

Flanked by stately fraternity and sorority buildings about a quarter-mile east of UW Memorial Union, "Loth" was an LGBTfriendly place where clothing was optional, biodegradable cleaning supplies were kept in the "question authority" closet and house decisions were made by an Elven Council, according to the surprisingly readable house manual. Members pooled cash each month to buy food in bulk, much of it fair trade, local or organic. Arguments could be mediated by "grievance elves" elected from the group. And Loth was known for hosting some pretty sweet parties, complete with live bands.

"I go anywhere and tell people where I live and they're like, 'I've been there at a party,"' says Xylon Doulas, an eight-year Loth veteran with ginger dreadlocks who married his wife, Glyphia, in the co-op.

"I loved living there," says Eric Rodgers, 28, a student at Madison College who moved to Loth several months before the fire after hearing friends rave about it. "I liked the diversity. The co-op experience was super cool."

But for nearly four months, Lothlorien has been empty, and its future remains uncertain.

Assessinq the damaqe

Video of the third-story fire, captured from a neighboring frat shortly after 1 a.m., shows flames reaching 20 feet high or more. The cause of the blaze is officially "undetermined," though Brad Olson, supervisor of Madison Fire Department's investigation division, says it likely started in or near a raised garden bed on an outdoor deck.

Glyphia Doulas, a self-employed housecleaner, says she, Xylon and their 2-year-old daughter, Zelda, were sleeping when the fire alarm sounded.

"There were people running up and down the halls saying, 'This is for real!"'

No one was hurt and the fire was contained quickly, though Olson says a small "rekindling" later that day damaged a fourth-floor deck and extended water damage as far as the ground-floor entrance. The structure is sound, but contractors eventually had to rip out nearly half of the building's drywall and insulation. With the electricity and gas shut off, Lothlorien is a cold, dark place these days.

Loth is the largest of 11 housing cooperatives owned by Madison Community Cooperative, a nonprofit group with an office on Williamson Street. Since the fire, MCC has been inching toward a settlement with its insurance carrier, Auto-Owners Insurance Co., over the damages wrought by the twoalarm blaze, says Michael Carlson, MCC's maintenance director.

Initial estimates pegged the damages at $125,000, but after a thorough inspection, that figure climbed to $378,000, minus $82,000 for depreciation to account for the wear-and-tear from decades of housing 30plus people, according to documents provided by MCC.

Those estimates, however, didn't name a price for several big-ticket fixes, including repairs to the plumbing, electrical and airhandling systems and possible removal of asbestos floor tiles. MCC's attorney has been dealing with the insurance company about potential compensation for those items, but parsing which damages were fire-related in the timeworn property has been painstaking, Carlson says. Auto-Owners Insurance Co. could not be reached for comment.

Another meeting between MCC staff and the insurance company was to be held this week.

"It's a complex problem to solve," says Carlson.

Options

Depending on how the insurance settlement shakes out, Loth could be restored to its former state, renovated to include more or fewer rooms, or sold to a developer, with revenues plowed back into other MCC properties, says Haven McClure, an 11-year cooperative veteran and coordinating officer of MCC's board of directors.

"Right now there are just too many unknowns," McClure says. "In some ways we're in unprecedented territory."

Of the options, selling Loth would be the most controversial. Doing so would require two-thirds backing from MCC's roughly 200 members, either via referendum or at a membership meeting.

Since the fire, Carlson says several developers have inquired about the property, which is included in the Langdon Street National Historic District, an area facing increasing pressure for redevelopment. But no offers have been made, as the.building is not up for sale.

Longtime Lotti resident Elijah McCloskey hopes it stajfe that way. He says selling what is likely a multimillion-dollar property in downtown Madison would be "stupid," a move many members would "fight all out."

"It will never get less valuable," says McCloskey, who runs a bike shop and is a business student at UW. "I don't think MCC will ever be able to buy a property like Loth again for any reasonable amount."

MCC purchased the building for $175,500 in 1973. Its value isn't listed on the city assessor's website because, as part of the nonprofit MCC, it's tax exempt. MCC declined to divulge the value of an appraisal made before September's fire.

Price is right

Meanwhile, as the wait drags on, some former elves are getting antsy.

Glyphia. Doulas stays in touch with many former housemates and says some have found housing while others are in limbo.

After the fire, many crashed on couches with friends or relatives or at other co-ops, she says. But that wore thin with hosts and guests alike. With Loth's future unknown, most gave up and found new apartments, including the Doulas family, who now rent part of a house on the near east side but hope to move back to Loth someday.

Part of Lothlorien's appeal is the price. Rent ranges frog? $380 to $415 a month, which fits with MCC's mission of providing low-cost housing to people with low to moderate incomes -something hard to come by in Madison.

For the displaced residents, there's also a strong emotional attachment to Loth. McCloskey says the house has been an incubator for nonprofit groups that help people learn how to fix their bikes or that deliver free food to disadvantaged people. Glyphia gave birth to Zelda in the house. Others have met their future spouses there. Sure, members argue over whose turn it is to wash dishes or clean bathrooms, and residents come and go, but it's not uncommon for past members to stop by and reminisce about their time at Loth, Glyphia says.

McClure says he's "really sympathetic" to Loth members' attachment to their former home.

"Loth's history does run very deep," he says. "It is, in many ways, somewhat legendary. That could have an impact on what the membership decides."^

Copyright:  (c) 2014 Isthmus Publishing
Wordcount:  1134

Advisor News

  • Wealth planning vs. estate planning: Honoring your client’s wishes
  • What to discuss during the first retirement planning meeting
  • Inflation, competing priorities and uncertainty erode retirement security
  • As health premiums rise, 1 in 8 workers cut retirement savings
  • CT governor’s candidates claims: What’s true, and what’s misleading
More Advisor News

Annuity News

  • National Life Group expands annuity portfolio
  • AM Best to Join Life/Annuity Insurance-Focused Panel Discussion at Capitol Forum Event
  • USAA Earns No. 1 Ranking in JD Power Individual Annuity Study for the Third Consecutive Year
  • How flexible annuities fit today’s retirement portfolios
  • Foresters Financial appoints Tom Ross as chief distribution officer for U.S. annuity sales
More Annuity News

Health/Employee Benefits News

  • Missouri approves 2027 ACA health insurance rate hikes, most in double digits
  • How the law protecting Americans from surprise medical bills is driving up healthcare costs
  • Medicare Plus supplement vs. Medicare Advantage (Maybe) 2026– Healthful Hints
  • ‘Medically frail’ Medicaid enrollees won’t have to prove their inability to work to keep coverage
  • IMPLEMENTATION OF IMMIGRANT ELIGIBILITY RESTRICTIONS FOR ACA MARKETPLACE SUBSIDIES UNDER THE 2025 RECONCILIATION LAW: ISSUES TO CONSIDER
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Credit Ratings of Insignia Life S.A. de C.V.
  • FINANCIAL FRAUD
  • Security Benefit Announces Planned Dividend Rate Reset for Series B Preferred Stock
  • Palmetto Heritage and Atlantic Coast Life Announce Discussions Regarding Potential Acquisition
  • Jury finds insurance company acted in bad faith, awards Nebraska woman $11.3M
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Spectrum Weather & Specialty Insurance Celebrates 15 Years and Welcomes the Next Generation
  • Royal Neighbors of America® Increases Service Capacity
  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.