Douglas Dubitsky, vice president of product management for Guardian Retirement Solutions, calls longevity – outliving assets in retirement – one of the greatest risks facing the U.S. today…
National Retirement Planning Week is here. But where is the discussion about annuities?…
Albert said the company would expand further into the long-term care market, and develop “new and innovative products.”…
Craig DeSanto, senior vice president of New York Life, called the cost of nursing home care “staggering.”…
It’s a myth that starting to innovate with an open canvas or white space will generate the biggest and best ideas, according to Marla Capozzi, leader of the global innovation practice at McKinsey & Co. …
Indexed universal life insurance is on a growth trajectory, according to Milliman consulting actuary Rob Stone…
Despite recent record sales numbers for fixed and variable annuities, there remains a lot of confusion about what annuities are, what they do and why people need them…
The product offers a death benefit and accumulates cash value against which policyholders can borrow to pay for expenses…
Securities and Exchange Commission Chairman Mary Jo White says her agency’s role is to educate investors, enforce laws designed to protect investors, and come up with new rules governing financial advisor duties and behavior…
A whopping 76 percent of consumers are only slightly likely or not likely at all to buy life insurance next year, according to the 2014 Insurance Barometer Study published jointly by Life Happens and LIMRA…
Fourth quarter sales reached $23.5 billion, up 4.7 percent from the third quarter, and up 45.2 percent from the year-ago period, Beacon Research said…
The new IUL policy, issued by American General Life and sold through advisors, offers a death benefit and a no-lapse guarantee for 20 years or until age 80, whichever comes first…
A survey confirms what advisors have always known: that it’s important to talk and to get thoughts out into the open, no matter how far-fetched or wacky they may sound…
Among the nation’s top 10 annuity carriers, it was a year of realignment…
Four relatively painless strategies to help your clients save at tax time…
Ted Mathas, chairman and chief executive officer, said the company had “never been stronger,” and he used the good news to remind policyholders that the company has paid policyholder dividends for 160 consecutive years…
In a radical change to its 90-year-old retirement system, the United Kingdom plans to decouple annuities from retirement plans. Annuity professionals in the United States can glean some takeaways from the massive disassembling that is about to occur…
A new proposal from the Pension Benefit Guaranty Corp. (PBGC) includes unmistakable support for the use of annuities to secure lifetime income in retirement…
In response to the question “What do you look for in a financial advisor?” answers varied but they stuck to a consistent theme around the idea of finding the right fit…