The Affordable Care Act faces two crucial tests this month.
Clients say they want information about environmental, social and governance (ESG) investments, but advisors have been slow to respond. The reasons for this are many, experts say.
As Americans consider retirement options, some are choosing to spend their golden years overseas. A good advisor can be a crucial asset for to clients pondering the pluses and minuses of such a move.
Advisors traditionally approach a financial relationship by proposing to manage assets, mapping out a plan to let those assets grow. But these days, Americans are concerned about other things — like debt and health care expenses.
General Electric’s decision to cut its dividend payout in half puts a dent in many retirement nest eggs. It also highlights the dangers in investing in dividend-paying stocks.
Nearly half of Americans say their expenses are equal to or greater than their income. That is a big problem for anyone trying to save for retirement. New spending apps are proving effective at keeping spending under control.
Contracting sales of fixed indexed annuities in the third quarter weren’t enough to deter Lincoln Financial from expanding its FIA product line.
Agents and advisors need accurate and reputable tools to project performance for certain annuity products in the new fiduciary landscape. CANNEX is responding with a pair of new analytical tools dedicated to variable annuities (VA) and fixed indexed annuities (FIA).
Revenue from managed or fee-based accounts were responsible for 51 percent of financial advisor revenue last year, new research has found.
Some explanations for why billions of dollars drained out of the annuity pond.
Insurers are getting caught up in class-action complaints stemming from independent agents who make unsolicited cold calls. The Telephone Consumer Protection Act of 1991 shields consumers from unsolicited calls, texts and faxes made without their consent.
Despite dreary annuity sales data from the most recent reports, Americans for Annuity Protection (AAP) is confident that the downward trend will turned around in 2018. Our Kim O’Brien explains.
GDP growth might trend close to 4 percent in the fourth quarter, analysts say. Certain sectors are better market bets than others — the housing industry, for one.
While overall life insurance sales sputter in a low-interest environment, indexed universal life sales rose 8 percent in the third quarter, LIMRA reported. The roaring stock market is the biggest reason for strong IUL sales, analysts say.
Third-quarter sales of indexed universal life (IUL) fell 1 percent as insurers grapple with new actuarial risk assessment guidelines. Still, IUL sales were up 6 percent compared to the year-ago period, Wink’s Sales & Market Report reported.
Fixed and indexed annuity sales drop below $50 million for the first time since 2002.
A Dalbar study confirms that do-it-yourself investors are costing themselves big bucks by mistiming and mismanaging their investments. There is no replacing the value of a real financial advisor for most investors, analysts agree.
The months-long push to delay the Department of Labor fiduciary rule is expected to come to an end Wednesday with publication of an 18-month delay. The delay will give regulators time to address the more controversial aspects of the rule, analysts have said,
Millennials have ratcheted up customer service expectations in every industry, and that means faster service and adapting to the cyber world. Insurers that do not rise to the challenge are going to be left behind, analysts say.
