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November 1, 2023
Image shows a picture of Joe Biden with the banner words "DOL Rule Released" across the front.
The Department of Labor has released the text of its long-awaited new fiduciary rule.

Rollovers, exemption 84-24 among areas targeted in new fiduciary rule

The Department of Labor unveiled nearly 500 pages worth of new fiduciary rulemaking today and, at first glance, industry trade…

November 1, 2023

Helping consumers understand long-term care insurance

Linked benefit or hybrid life policies can be valuable tools in helping clients prepare for future long-term care needs.

November 1, 2023

Robo-advisors find their niche

The robo-advisory market continues to grow, but traditional advisors haven’t been left out in the cold.

November 1, 2023

The Retirement Thinker — With Wade Pfau

A proposal to create retirement accounts from Social Security steered Wade Pfau from a potential career as an economist to becoming one of the foremost thinkers in retirement income strategies.

November 1, 2023

Building a secure financial house — With Rith Nou

Rith Nou wants to help people of all cultural backgrounds understand the importance of life insurance as the foundation of creating financial security.

November 1, 2023

Insurers’ AI races ahead of rules

Insurers are embracing the potential of artificial intelligence, but regulators are slowly catching up with new rules to guard against discrimination and protect privacy.

November 1, 2023

Survey: Annuity providers see a path in the RIA channel

Goldman Sachs’ third annual annuity survey reveals strong confidence in the ability to enlarge the sales pie despite potentially tough economic times.

November 1, 2023

The financial security profession can lead us through LTC challenges

State-run programs to address the costs of long-term care don’t go far enough in serving an individual’s needs.

November 1, 2023

Could voluntary benefits ease the retirement/LTC crisis?

Enrollment season is the perfect time to educate employees on the ways various benefits can impact their health and financial well-being beyond their working years.

November 1, 2023

Skyrocket your practice with generative AI

Generative AI is perfect for busy financial advisors who remain dedicated to providing their clients with the best service while showcasing their commitment to growth.

November 1, 2023

Your success depends on your point of view

A “sense of other” can be the single determinant of business success or failure.

November 1, 2023

Don’t let clients panic over long-term care needs

With a well-thought-out plan for extended care, financial professionals can minimize client and family stress and help provide a sense of security.

November 1, 2023

Will we need AI to monitor AI?

As we look at technology in this month’s issue, artificial intelligence jumps out as the trend that continues to create the most buzz in the insurance industry.

November 1, 2023

4 tactics for turning client referrals into introductions

Helping build client confidence can also help build a practice by increasing client referrals.

November 1, 2023

What every advisor must know about underwriting

The medical underwriting process is complicated, but advisors still can help clients obtain the right coverage.

November 1, 2023

All eyes on the DOL fiduciary rewrite

As the industry prepares for another fiduciary rule, it’s worth reviewing the exemptions that are likely to change how business is conducted.

Fact sheet on proposed fiduciary rule released by Biden Administration

October 31, 2023

President Biden to announce new actions to protect retirement security by cracking Down on junk fees in retirement investment advice.

October 31, 2023
Image shows a covering being slipped off a Department of Labor sign.
The Department of Labor is accepting comments on its new fiduciary definition.

Biden Labor Department taking direct aim at FIAs in new fiduciary rule

Federal regulators are taking yet another crack at extending a fiduciary rule to annuity sales, this time with tighter messaging and full-throated White House backing.

October 31, 2023
Image shows pieces of a puzzle meant to represent ESG investing.
A court ruling dismissing a lawsuit against the Biden administration's ESG rule has been appealed.

State attorneys general appeal court decision upholding Biden ESG rule

A group of 26 state attorneys general are appealing a federal court decision to uphold the Biden administration’s ESG rule.

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