NCOIL Adopts Distracted Driving Model Law For States To Adopt - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Property and Casualty News
Property and Casualty News RSS Get our newsletter
Order Prints
April 28, 2021 Property and Casualty News
Share
Share
Post
Email

NCOIL Adopts Distracted Driving Model Law For States To Adopt

By Staff Reports

The National Council of Insurance Legislators have adopted the Distracted Driving Model Act sponsored by California Assemblyman Ken Cooley, NCOIL vice president, and Ohio state Sen. Bob Hackett at its Spring National Meeting in Charleston, S.C.

The measure passed on a voice vote by both the NCOIL Property & Casualty Insurance Committee and NCOIL Executive Committee.

The model "provides a structure to strengthen distracted driving laws across the country by establishing a comprehensive hands-free law to curb driver distraction," NCOIL said in a news release. It makes distracted driving a primary offense which is an important part of the strategy to reduce traffic deaths and life altering crashes.

Kentucky Rep. Bart Rowland, chair of the P&C Committee said, “We have had a lot of hard work on this Model and had extensive discussions for several months. Asm. Cooley and Sen. Hackett have done a great job being receptive to feedback and moving the Model along toward adoption. The final changes made to the Model showed how NCOIL can deliver bipartisan and sound insurance public policy to states to consider enacting into state law.”

Sen. Hackett stated “The process leading to the adoption of the Distracted Driving Model was NCOIL Model Law development at its finest. The Committee took its time, heard differing perspectives on the issues, while maintaining a respectful exchange of ideas. Thank you to everyone who was involved.”

Asm. Cooley said, “The changes made to the Model over the past several months reflect a bipartisan approach that help create a way to take note of the sensitivity of the topic of documenting how the law is implemented. It also reflects upon NCOIL as a bipartisan, national organization. During discussions in developing the Model, we were able to take note of the valid concerns regarding the potential negative effect of primary enforcement of distracted driving laws on minorities, and the compromise made will permit valid enforcement and at the same time will ensure accountability.”

NCOIL CEO, Cmsr. Tom Considine added, “Thank you to the Committee, and thanks to Sen. Hackett and Asm. Cooley for sponsoring this Model and getting it to a place where it was ready to be voted on. Additionally, I’d like to offer a special thank you to Rep. Edmond Jordan (LA) and Asw. Pam Hunter (NY) for alerting us to the potential for mischief in moving a traffic offense from secondary to primary enforcement; certainly no one at NCOIL wants any part of legislation that would promote racial profiling.” He then concluded, “The importance of this Model is obvious, as it will help to make roads safer and will ultimately help save lives.”

During the drafting discussions of the model, NCOIL legislators and staff heard from a wide
array of experts and interested parties including the Honorable Nicole Nason, Federal Highway Administration Administrator; Jennifer Smith, CEO and Co-founder of StopDistractions.org; Cathy Chase, President of the Advocates for Highway and Auto Safety; the American Property Casualty Insurance Association (APCIA); the National Association of Mutual Insurance Companies (NAMIC); General Motors (GM); Uber; the Alliance for Automotive Innovations; and Nationwide.

Highlights of the Model include:

• Enables law enforcement to ticket drivers for holding a mobile device and limits use of a mounted or “hands free” device while operating a motor vehicle, including texting, viewing videos or images, entering data, and talking or broadcasting content;
• Exceptions are provided for emergencies; operating a commercial truck while using a mobile data terminal that transmits and receives data; and while in a motor vehicle that is lawfully parked;
• Sets up a system of monetary fines and points on a driver’s license for violations of the Act; and
• Requires a law enforcement officer issuing a citation for a violation of the Act to record the race and ethnicity of the violate. Such information must be maintained and reported to the appropriate state agency which shall annually report the data to the Governor, President of the Senate and the Speaker of the House of Representatives.

Staff Reports

This report compiled by InsuranceNewsNet staff.

Older

Insurers Struggle To Convert Online Visits Into Bound Policies

Newer

The Hartford Study: Employees Fear Taking Leave Time

Advisor News

  • High-risk assets gaining attention from many Americans
  • LIMRA: Single premium pension risk transfer sales jump 132% in Q4 of 2025
  • Wellmark still worries over temporary tax hike
  • Where love meets preparation
  • Investors remain skeptical of AI in financial advice
More Advisor News

Annuity News

  • 2025: A record-breaking year for annuity sales via banks and BDs
  • Lincoln Financial launches two new FIAs
  • Great-West Life & Annuity Insurance Company trademark request filed
  • The forces shaping life and annuities in 2026
  • Variable annuity sales surge as market confidence remains high, Wink finds
More Annuity News

Health/Employee Benefits News

  • Low-income mothers and babies will soon have a full year of Medicaid coverage in Wisconsin
  • State Pushes To Close Mental Health Insurance Gaps For Responders
  • Recent Reports from University of Michigan Medical School Highlight Findings in Hospital Pediatrics (Insurance Coverage Disruption Among Children and Caregivers After Pediatric Hospitalization): Pediatrics – Hospital Pediatrics
  • New Findings Reported from Pennsylvania State University (Penn State) College of Medicine and Milton S. Hershey Medical Center Describe Advances in Aortic Dissection (Health Insurance Payor Type as a Predictor of Clinical Presentation and …): Cardiovascular Diseases and Conditions – Aortic Dissection
  • Reports Outline Managed Care Findings from Brown University (Dialysis Facility Participation In Medicare Advantage Networks Was Highest For Large Dialysis Organizations In 2021): Managed Care
More Health/Employee Benefits News

Life Insurance News

  • Record 2025 Results Underscore New York Life’s Financial Strength and Mutual Advantage
  • Where love meets preparation
  • National Farm Life Insurance Board Elects Dr. Kyle W. McGregor as Chairman
  • SBLI’s EasyTrak Term Now with Chronic Illness Rider at No Additional Premium Cost
  • Ethics and IUL: Tax-advantaged strategies for client success
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Elevate Your Practice with Pacific Life
Taking your business to the next level is easier when you have experienced support.

Your Cap. Your Term. Locked.
Oceanview CapLock™. One locked cap. No annual re-declarations. Clear expectations from day one.

Ready to make your client presentations more engaging?
EnsightTM marketing stories, available with select Allianz Life Insurance Company of North America FIAs.

Press Releases

  • LifeSecure Insurance Company Announces Retirement of Brian Vestergaard, Additions to Executive Leadership
  • RFP #T02226
  • YourMedPlan Appoints Kevin Mercier as Executive Vice President of Business Development
  • ICMG Golf Event Raises $43,000 for Charity During Annual Industry Gathering
  • RFP #T25521
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet