Kim O'Brien, Author at Insurance News | InsuranceNewsNet - Page 2 of 4

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Kim O'Brien

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Exclusive

Part IV of a Four-Part DOL Rule Series: Duty of Loyalty

July 6, 2017

The Impartial Conduct Standards in the Department of Labor fiduciary rules have caused some confusion. Our Kim O’Brien is here to sort it all out.

Exclusive

Four-Part DOL Rule Series: Part III, Duty of Diligence

June 21, 2017

The Duty of Diligence contained in the Department of Labor fiduciary rule will require advisors to employ a standardized, systematic and repeatable process when issuing advice, our Kim O’Brien says.

Exclusive

Part II of a Four-Part Series: Duty of Care

June 7, 2017

The ‘duty of care’ is just one of the fiduciary duties required by the DOL Rule, which takes effect Friday. Our Kim O’Brien explains how the duty of care impacts the financial advice advisors give.

Exclusive

FOUR-PART SERIES: Fiduciary Basics – Permitted Activities for Insurance-Only Advisors

May 15, 2017

Can the insurance-only agent not only survive but prosper under the Department of Labor fiduciary rule? Our Kim O’Brien says yes. She explains how in the first of a four-part series.

Exclusive

Longevity Risk and the ONLY Answer: Annuities!

May 2, 2017

Annuities are the perfect compliment to Social Security to provide Americans with income that cannot outlive, notes our Kim O’Brien. So why in the Department of Labor trying to squash the products?

Exclusive

AAP to DOL: Rescind the Rule

April 19, 2017

Access to advisors is normally cost-effective and crucial for those saving for retirement, our Kim O’Brien says. But the DOL fiduciary rule threatens to change that.

Exclusive

Putting Your Client First – Is a PRACTICE, Not a License!

April 11, 2017

Committing to a client-first advisory means meticulous records, strong cyber-security and making sure the client fully understands the investment decisions you are proposing. Our Kim O’Brien explains in her weekly column.

Exclusive

A Funny Thing Happened on the Way to the Fiduciary Quorum

April 5, 2017

The DOL fiduciary rule might eventually be repealed by President Donald J. Trump’s administration. But advisors are still going to have to change the way they do business, Kim O’Brien says.

Exclusive

Why a Delay to the DOL Rule is a Critical First Step

March 22, 2017

Delay is the first step in defeating the Department of Labor fiduciary rule, says our Kim O’Brien. That’s why the Americans for Annuity Protection support delay, then repeal.

Exclusive

Confused Over DOL Delay? AAP Provides a Reader’s Digest Recap

March 2, 2017

Confused over the status of the Department of Labor fiduciary rule? Join the club. Our Kim O’Brien recaps where we are at with rules and delays and delays of the rule.

Exclusive

Warren’s Woes: Why the Senator Makes Case to Repeal and Revise DOL Rule

February 21, 2017

Sen. Elizabeth Warren, D-Mass., is an outspoken supporter of more regulation of financial services. But is she telling the whole story with her explosive claims? Our Kim O’Brien delivers a counterpoint.

Exclusive

What’s in Store for the DOL Fiduciary Rule?

February 7, 2017

Will the Department of Labor delay the fiduciary rule created by the former administration? If it can get over some tough legal hurdles.

Exclusive

ICE the BICE so Americans can SAVE!

February 2, 2017

Thousands of financial and insurance services businesses may decide against advising consumers about the safety and protection of qualified annuities if the DOL rule is implemented as it is written. Our Kim O’Brien talks about the biggest problems.

Exclusive

AAP Responds to DOL FI Exemption: Boon or Bust?

January 24, 2017

The DOL finally released its proposed exemption permitting IMOs to become financial institutions and sell annuities under the fiduciary rule. Good news or bad news? Our Kim O’Brien breaks it down.

Exclusive

Commentary: Using The Budget To Strangle The DOL Rule

November 18, 2016

In early 2017, Americans for Annuity Protection will advocate for a new budget the does not appropriate the necessary funds to implement the fiduciary rule.

Exclusive

Americans for Annuity Protection Offers DOL FAQ Cliff Notes

November 3, 2016

Last week the Department of Labor released a series of FAQs and their responses. Our Kim O’Brien breaks down four key points found among the 34 answers DOL provided.

Exclusive

A Conversation with an Annuity Buyer

October 26, 2016

How will conversations go when advisors are forced to sign contracts with longtime clients under the Department of Labor fiduciary rule? Our Kim O’Brien imagines it…

Exclusive

What’s BEST in Best Interest?

October 12, 2016

Trying to determine what the Department of Labor means by ‘best interest’ could be a treacherous exercise for insurers, says our Kim O’Brien.

Exclusive

The $65 Million Question: What License is Needed to Sell under DOL Rule?

October 4, 2016

Advisors will have to consider what licenses they hold and what licenses they may want to get under the DOL fiduciary rule.

Exclusive

Three Reasons Why the BIC Exemption is Flawed

September 23, 2016

The Best Interest Contract Exemption is one of the most flawed parts of the Department of Labor fiduciary rule. Our Kim O’Brien explains why.

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