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Property and Casualty News

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Insurance company execs most concerned about severe convective storms

November 17, 2025

Insurance company executives consider severe convective storms to be the No. 1 peril by impact to their organizations’ balance sheets, a recent survey found.

What Umbrella Policies Cover and Why They Matter

November 17, 2025

An umbrella policy is a type of liability insurance that extends the coverage to a higher amount than the regular home, auto, or boat insurance combined. Currently, only a fifth of insurance holders in the United States have this policy. In some cases, the umbrella limits do not completely correspond to the value of assets or the overall financial exposure of…

One Year Later, Crash Victims Still Wait for Common-Sense Reform

November 17, 2025

Nearly a year ago, my predecessor Traci Buschner wrote in these pages urging the D.C. Council to raise the District's outdated auto insurance minimums. For years, Washington, D.C., has struggled to make its streets safer. But there is another, less visible story unfolding on our streets: according to the D.C. Department of Transportation, serious injuries involving…

Insurers add fee to cover L.A. fires

November 17, 2025

Homeowners across California will soon see a new charge on their monthly insurance bills to help pay claims arising from this year’ s devastating Los Angeles wildfires. “If these surcharges stand, it’ s almost certain that consumers will see future surcharges on their bills,” said Carmen Balber, executive director of Los Angeles- based Consumer Watchdog, which has…

Fire town hall talks home insurance, prep

November 17, 2025

Panelists talked about a program that could help homeowners with insurance in higher fire risk areas during a wildfire preparation and insurance town hall held Wednesday at the Grant County Veterans Memorial Business and Conference Center. Panelist and Property and Casualty Bureau Chief Melissa Robertson of the New Mexico Office of the Superintendent…

OPINION: Threats of punitive damages drive docs from New Mexico

November 16, 2025

As a physician leader in New Mexico for over 30 years, I want to speak plainly about why our state is losing physicians and what must be done. I recently testified before a key Legislative Interim Committee during its hearing on medical malpractice reform. This threat is driving physicians to leave New Mexico, retire early or choose not to practice here in the…

Flood insurance legislation for farmers reintroduced

November 15, 2025

Thursday, Congressman Doug LaMalfa and Congressman John Garamendi, jointly announced they have reintroduced a bill that would treat agricultural buildings used for storing crops and equipment differently than homes and commercial structures. However, NFIP commercial policies charge a $250 surcharge per structure, meaning farmers with multiple barns,…

COMMISSIONER CAUSEY JOINS GOV. STEIN IN LETTER TO CONGRESS SUPPORTING KEY CHANGE TO FEDERAL FLOOD INSURANCE PROGRAM FOR COASTAL HOMEOWNERS

November 15, 2025

Josh Stein in urging Congress to pass bipartisan legislation that would spur proactive solutions for coastal houses in danger of falling into the ocean. "We respectfully urge the House Financial Services Committee to advance and Congress to pass H.R. 3161. Commissioner Causey commented: "I call on Congress to take up Congressman Murphy's bill to get much…

Fairer CT civil justice system can drop costs, raise confidence

November 15, 2025

Connecticut families are stretched thin. Government-driven inflation has raged for four years, everything costs more, insurance premiums keep climbing, and small employers are struggling with rising expenses they can't control. Let's start with a basic fact: Connecticut doesn't cap compensatory damages in medical malpractice cases.

Sonoma Valley commission to discuss property, fire insurance challenges

November 15, 2025

Homeowners and residents are invited to the Sonoma Valley Community Advisory Commission meeting on Monday, Nov. 17 at Sonoma City Council Chambers, where officials will tackle rising concerns over homeowners losing coverage in high fire-risk zones. More Sonoma Valley residents have been dropped by insurers or priced out of coverage as wildfire threats…

AM Best Downgrades Credit Ratings of State Farm Mutual Automobile Insurance Company and Affiliates, Takes Various Credit Rating Actions on Subsidiaries

November 14, 2025

AM Best has downgraded the Financial Strength Rating to A+ from A++ and the Long-Term Issuer Credit Ratings to“ aa” from“ aa+” of State Farm Mutual Automobile Insurance Company and its affiliates, State Farm Fire and Casualty Company and State Farm County Mutual Insurance Company of Texas, collectively referred to as State Farm Group. AM Best has also taken ratings…

Loews Corp. (NYSE: L) Sets New 52-Week High in Friday Session

November 14, 2025

Shares of Loews Corporation (NYSE: L) traded at a new 52-week high today and are currently trading at $103.79. So far today, approximately 111.69k shares have been exchanged, as compared to an average 30-day volume of 605.32k shares. Loews Corporation provides commercial property and casualty insurance in the United States and internationally. The company offers […]

Gov. JB Pritzker renews push for Illinois homeowners’ insurance rate oversight after bill fails in state House

November 14, 2025

JB Pritzker on Thursday renewed his call for legislation requiring insurance companies to justify and disclose the reasons behind steep homeowners "insurance rate hikes— a proposal that stalled in the Illinois House last month despite support from the Democratic-controlled Senate. Pritzker said the state’ s lack of authority over insurers leaves…

Woman stole $516K from company

November 14, 2025

National Union Fire Insurance Co., of Pittsburgh, filed suit on Oct. 8 against Michelle Ireland, 55, of the 400 block of N. Benton Road, who formerly worked as a travel agent at the AAA Port Clinton location. Ireland pocketed close to $516,000 in cash payments from AAA customers "for her own personal benefit," according to civil and criminal court records.

Fairer CT civil justice system can drop costs, raise confidence

November 14, 2025

Connecticut families are stretched thin. Government-driven inflation has raged for four years, everything costs more, insurance premiums keep climbing, and small employers are struggling with rising expenses they can't control. Let's start with a basic fact: Connecticut doesn't cap compensatory damages in medical malpractice cases.

FORMER PRESIDENT OF ALLENTOWN TITLE COMPANY SENTENCED TO 54 MONTHS IN PRISON FOR DEFRAUDING TITLE INSURANCE UNDERWRITER, CLIENTS, AND U.S. GOVERNMENT

November 14, 2025

The following information was released by the United States Attorney's Office for the Eastern District of Pennsylvania:. United States Attorney David Metcalf announced that Louis Belletieri, 44, of Allentown, Pennsylvania, was sentenced today to 54 months' imprisonment, three years of supervised release, and to pay over $6 million in restitution by United…

Illinois quick hits: WARN Act reporting shows 1,600 job losses in October

November 13, 2025

The job losses include 318 workers at print wholesaler Baker& Taylor in Momence, 185 at DeKalb wiring manufacturer Panduit, and 180 at Virgin Hotels Chicago. J.B. Pritzker says the Illinois General Assembly should move forward next year with legislation to regulate homeowners insurance rates. Prosecutors say Denali Group, Inc. submitted false customer…

Arch MI Secures Over $249 Million of Indemnity Reinsurance through Bellemeade Re Insurance-Linked Note Transaction and Related Reinsurance

November 13, 2025

Arch Mortgage Insurance Company announced it has obtained over $249 million of indemnity reinsurance on a pool representing approximately $54.2 billion of mortgages from Bellemeade Re 2025-1 Ltd., a special purpose reinsurer. This transaction largely covers a portfolio of MI policies issued by Arch MI and affiliates primarily from July 2024 through…

Loews Corp. (NYSE: L) Sets New 52-Week High in Thursday Session

November 13, 2025

Shares of Loews Corporation (NYSE: L) traded at a new 52-week high today and are currently trading at $104.89. So far today, approximately 116.3k shares have been exchanged, as compared to an average 30-day volume of 603.88k shares. Loews Corporation provides commercial property and casualty insurance in the United States and internationally. The company offers […]

California insurers to charge homeowners for FAIR Plan bailout after LA wildfires

November 13, 2025

Homeowners across California will soon see a new charge on their monthly insurance bills to help pay claims arising from this year "s devastating Los Angeles wildfires. "If these surcharges stand, it" s almost certain that consumers will see future surcharges on their bills, "said Carmen Balber, executive director of Los Angeles- based Consumer Watchdog, which has…

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