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Our View: Making the ACA the UCA benefits no one

October 28, 2025

The clock is ticking away while Republicans and Democrats in Congress play an appalling game of chicken. At the forefront of this absurd stalemate are enhanced subsidies, or tax credits, for those insured on the Health Insurance Marketplace, created under the Affordable Care Act, or ACA. Enacted by Congress as a part of COVID-19 financial recovery efforts, the…

Fed official speaks at event hosted by Elevate Rapid City

October 28, 2025

A national leader in monetary policy said during a visit to South Dakota that the Federal Reserve was "making good progress" bringing down inflation until "tariffs threw a curveball at us." Neel Kashkari, president and CEO of the Federal Reserve Bank of Minneapolis, addressed dozens of people during a question-and-answer session Thursday at the Hyatt Place in…

As wildfires scorch California, should insurers divest from fossil fuels?

October 28, 2025

As catastrophic wildfires spur insurance companies to raise homeowner premiums and drop thousands of policyholders across California, the industry has blamed climate change for fueling the blazes. The California Department of Insurance, led by Commissioner Ricardo Lara, said it has no plans to pursue regulation to force insurers to divest.

Geography complicates insurance system

October 28, 2025

It’ s that season again. No, I’ m not talking about back-to-school season, holiday season or fall leaves. In Oregon— as in many other states— the quality of your health insurance coverage may change from this year to next.

EDITORIAL: Insurance study is just first step

October 28, 2025

DTRIC Insurance Co., one of Hawaii's local carriers, last week announced its impending exit from the market, citing rising insurance costs. Those at the state Capitol who are most familiar with the economic landscape rightly believe that more must be done to strengthen insurance availability and affordability for the long term. Scot Matayoshi, who chairs the…

Commentary: Geography complicates already-muddy Oregon insurance system

October 28, 2025

Rural Oregonians have fewer Medicare options than their urban counterparts. No, I'm not talking about back-to-school season, holiday season or fall leaves. In Oregon— as in many other states— the quality of your health insurance coverage may change from this year to next.

Emergency responders squeezed by tax caps

October 28, 2025

Just weeks after flash flooding killed more than 100 people in Kerr County, many of the first responders who served on the front lines of the crisis for the City of Kerrville got another gut punch: They learned that health insurance premiums for their families could be going up as much as $5,000 a year. "You are looking at a mass exodus of first responders," one…

Clore Insurance opens in new location

October 28, 2025

The Crawfordsville/Montgomery County Chamber of Commerce was pleased to host a ribbon cutting for Clore Insurance. Clore Insurance, a trusted provider of insurance services, moved to a new location at 111 N. Washington St. in downtown Crawfordsville. Clore Insurance is an independent agency, where they work with a wide variety of top carriers to help customers…

Stanislaus County forums offer help with Medicare program changes expected in 2026

October 28, 2025

About 300 people attended a Modesto forum Friday to hear about changes to the federal Medicare program starting in January. UnitedHealthcare announced recently it was discontinuing a long-standing Medicare Advantage HMO in Stanislaus County, effective Jan. 1. Once called Secure Horizons, the AARP United Healthcare HMO provided access to Sutter Health…

North Dakotans face steep rise in health insurance without federal tax credits, commissioner warns

October 28, 2025

North Dakota Insurance Commissioner Jon Godfread is sounding the alarm on the significant increase to health insurance facing tens of thousands of North Dakotans if the federal government doesn't renew tax credits by the end of the year. Unless the federal government takes action, premiums may rise between $378 and $3,735 in 2026, depending on a person's…

Monroe County removes enclosure size rule

October 28, 2025

County commissioners voted unanimously on Wednesday, Oct. 15, to eliminate floodplain construction requirements adopted two decades ago after FEMA threatened to withhold federally subsidized flood insurance due to the county's failure to prevent illegal living space in unincorporated Monroe. Monroe County Administrator Christine Hurley and staff…

State-based health insurance marketplace opens amid federal budget stalemate

October 28, 2025

SPRINGFIELD— People in Illinois who buy health insurance through the Affordable Care Act marketplace are likely to see big increases in the cost of their premiums next year, but state officials are encouraging them to reach out for help before they decide to drop their coverage. Come and talk to a navigator, " Illinois Insurance Director Ann Gillespie said in an…

Arapahoe County veterans get expanded services

October 28, 2025

The county has two Veteran Services Offices that carry out the federal mandate of helping veterans file their disability claims, one in Littleton and the one in Aurora, but that task isn't all they do, and now the Aurora office can provide "a more holistic kind of approach to our veterans," said Arapahoe County Veteran Services Supervisor Josh Medina, a Marine Corps…

Profit over people

October 28, 2025

Mary Landwehr, and I am a family physician from Chippewa Falls, Wisconsin. Our monthly premium for a three-person family basic health insurance plan is $1,792, and it may rise by another $961 as the Premium Tax Credit ends. Currently we pay $21,504 annually in health insurance premiums.

Federal Reserve CEO visits Rapid City businesses

October 28, 2025

RAPID CITY— The government shutdown has made it difficult for the Federal Reserve to gain access to necessary data for monetary policy decisions, and therefore visits from fed representatives to various parts of the country have become even more important than ever, Neel Kashkari, president and CEO of the Federal Reserve Bank in Minneapolis, said on Thursday.

New California laws aim to ease ongoing home insurance crisis

October 28, 2025

California has approved a package of new laws meant to stabilize the state "s faltering home insurance market and help property owners protect their homes from wildfires and recover when they lose everything in a blaze. The legislation, signed by Gov. Gavin Newsom this month, is the state "s latest effort to tackle an insurance crisis that" s left thousands of…

Quality, cost of Medicare coverage vary by state, report finds

October 28, 2025

The Commonwealth Fund, a research nonprofit focused on health care, on Thursday released a report grading how well Medicare works for people in each state and the District of Columbia. "In some states, beneficiaries can see doctors quickly and afford their prescriptions," Gretchen Johnson, vice president at the Commonwealth Fund, said in a statement.

FEDERAL RESERVE BOARD DENIES APPLICATION BY CANANDAIGUA NATIONAL CORPORATION

October 28, 2025

The following information was released by the Federal Reserve Board:. The Federal Reserve Board on Friday denied an application by Canandaigua National Corporation, of Canandaigua, New York. The firm provided a complementary activity notice to the Board proposing to engage in certain activity that would obligate it to acquire real property.

U.S. News & World Report Announces the 2026 Best Insurance Companies for Medicare Advantage and Part D

October 28, 2025

"With health insurance companies adjusting their plan portfolios and coverage areas in 2026 amid an increasingly dynamic health care market, consumers need clear and trustworthy information about the companies providing their health insurance and the features of the plans they offer," said Sumita Singh, executive vice president and general manager of…

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