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My point of view

November 20, 2025

Navigating the health care insurance world….. so while watching TV programs when I get time, I constantly hear about the enrollment period for supplemental health insurance coverage beginning about this time until the end of the year. It's good to be alert for these things, but also bad because a flood of fear grips you, because we all know the universe of health…

The truth about minimum coverage requirements in your state

November 20, 2025

The truth about minimum coverage requirements in your state. In this article, CheapInsurance.com cites examples of states with the highest, average, and lowest liability limits, and then provides a list of each state's required minimum liability limits. Every U.S. state, with one exception, requires drivers to carry a minimum level of auto insurance to legally…

Employers brace for the largest health insurance increase in 15 years

November 20, 2025

Employers brace for the largest health insurance increase in 15 years. Offering healthcare benefits is essential in staying competitive. In 2025, 88% of employers consider them as very or extremely important.

Need transportation to your medical appointments? It might be covered by your health insurance

November 20, 2025

Need transportation to your medical appointments? SafeRide Health shares 10 facts about NEMT service and how it can help ensure access to care for people who have transportation barriers. In fact, the NEMT market is projected to reach nearly $32 billion by 2031..

CONSUMERS AGREE LEGAL SYSTEM ABUSE DRIVES UP INSURANCE COSTS, PROMPTING DEMAND FOR REFORM

November 20, 2025

The following information was released by the Independent Insurance Agents and Brokers of America Inc.:. ALEXANDRIA, VA As insurance lawsuits hit record levels, a new survey from the Independent Insurance Agents and Brokers of America reveals growing concern that excessive and abusive litigation is driving up costs for consumers and reforms are needed.

Florida's insurance report card: A+

November 20, 2025

Auto and Home Insurance rates have been exploding over the last 5 years along with increased home prices, Category 4-5 Hurricanes and Insured Losses. In Florida, unscrupulous contractors and plaintiff attorneys were also jacking up insurance claim costs. The Florida state-created Citizens Property Insurance Corp. became the state's biggest property…

FINANCIAL SERVICES COMPANY TO EXPAND DURHAM HEADQUARTERS WITH 1,000 NEW JOBS

November 20, 2025

Aspida Financial Services, a life insurance and annuity group, will begin a phased expansion of their global headquarters, adding 1,000 new jobs in Durham County over the next several years. "Aspida's decision to scale its headquarters in Durham reflects the strength of our state's talent pipeline and the collaborative spirit of our economic development…

CONSUMER REPORTS TESTIMONY BEFORE THE NEW YORK STATE LEGISLATURE ON STRENGTHENING HOMEOWNER PROTECTIONS

November 20, 2025

The following information was released by Consumers Union:. Consumer Reports testified before a joint public hearing of three New York State Senate Committees examining the rising cost and shrinking availability of homeowners insurance across the state. Sara Enright, CR's Senior Director of Safety and Sustainability, delivered testimony on behalf of the…

CONSUMER REPORTS TESTIFIES BEFORE NEW YORK STATE LEGISLATURE, URGES STRONGER PROTECTIONS FOR HOMEOWNERS AS INSURANCE COSTS SOAR

November 20, 2025

NEW YORK, NYConsumer Reports testified yesterday before a joint public hearing of three New York State Senate Committees examining the rising cost and shrinking availability of homeowners insurance across the state. "Homeowners across New York are facing skyrocketing premiums, shrinking coverage, and cancellations with little or no warning," Enright said.

VA DISABILITY BENEFITS: IMPLEMENTING GAO'S RECOMMENDATIONS WOULD HELP IMPROVE QUALITY OF CONTRACTED EXAMS FOR VETERANS

November 20, 2025

The following information was released by the U.S. Government Accountability Office:. VA's Veterans Benefits Administration may require veterans filing disability claims to undergo medical exams to help determine eligibility. All five remain open as of November 2025.

NEW ANALYSIS SHEDS LIGHT ON EMPLOYMENT PATTERNS OF WORKERS IN LMI HOUSEHOLDS

November 20, 2025

The following information was released by the Federal Reserve Bank of San Francisco:. Understanding employment patterns among different segments of the nation's workforce contributes to a deeper understanding of the economy, in support of the Federal Reserve's monetary policy goals. In our recently released report, we analyzed 2023 American Community…

MDwise says state's Medicaid decision will disrupt care for thousands

November 20, 2025

MDwise, an Indiana- based nonprofit Medicaid managed-care organization, says a recent move by the Indiana Family and Social Services Administration to terminate its Medicaid contract will dismantle the company's business and affect health care access for more than 302,000 Hoosiers. FSSA has notified MDwise that its contract will end Dec. 31, 2025.

'Ghost networks' leave Arizona families searching for behavioral health care

November 20, 2025

PHOENIX– Joseph DeMarco was about to turn 19 when he first showed the signs of a severe mental health condition. By then, his family had already switched insurance plans from TRICARE, a health plan for military personnel, retirees and their families, to Mercy Care, a large nonprofit insurer that contracts with AHCCCS, Arizona's Medicaid program.

Rate of people in Colorado without health insurance holds steady, despite massive Medicaid drop

November 20, 2025

The percentage of people without health insurance has held steady in Colorado over the last couple of years despite hundreds of thousands of people being disenrolled from Medicaid at the end of the COVID pandemic, according to a new survey released Wednesday. The latest edition of the Colorado Health Access Survey puts the state's uninsured rate at 5.9%.

AT HEARING, WARREN SOUNDS ALARM ON RISING HEALTH INSURANCE PREMIUMS, SLAMS REPUBLICANS' "CONCEPTS OF A PLAN" FOR LOWERING HEALTH CARE COSTS

November 19, 2025

In July, President Trump and Republicans in Congress passed the' Big, Beautiful Bill,' which rips away health coverage for 15 million people to pay for tax cuts to billionaires and giant corporations. When Senator Warren asked Mr. Levitis whether premium increases would be limited to those who receive EPTCs, Mr. Levitis clarified that everyone who pays for health…

What to know about Larry Summers, who has taken leave from Harvard due to Epstein emails

November 19, 2025

—Larry Summers was once so powerful that he was dubbed a member of the Committee to Save the World. The 70- year-old Summers, a former U.S. treasury secretary and onetime contender to lead the Federal Reserve, was already beginning to withdraw from public life in the wake of the email release. But his decision to pause teaching at the university where he was once…

Findings on Real Estate Detailed by Researchers at University of California Berkeley (UnitedHealthcare Pays Optum Providers More Than Non-Optum Providers): Real Estate

November 19, 2025

2025 NOV 19– By a News Reporter-Staff News Editor at NewsRx Policy and Law Daily– Current study results on Real Estate have been published. Our news journalists obtained a quote from the research from the University of California Berkeley,“ Although there are benefits to insurer-physician integration, potential concerns include regulatory gaming of the…

Keyes Coverage Acquires Filer Insurance, Further Expanding Its Presence in South Florida: Keystone Agency Partners

November 19, 2025

2025 NOV 19– By a News Reporter-Staff News Editor at Mergers& Acquisitions Daily News– Keyes Coverage, a rapidly growing insurance broker and Keystone Platform Partner, announced the acquisition of Filer Insurance, a Miami- based insurance agency with a rich history dating back to 1919. Founded by pioneer Miamian Henry H. Filer, Filer Insurance has been a trusted…

Studies from Loren Lidsky and Co-Researchers Yield New Data on Managed Care and Specialty Pharmacy (Impact of a pharmacy care management service on cardiometabolic medication adherence and resource use for Medicare Advantage beneficiaries): Drugs and Therapies – Managed Care and Specialty Pharmacy

November 19, 2025

2025 NOV 19– By a News Reporter-Staff News Editor at Insurance Daily News– Current study results on Drugs and Therapies- Managed Care and Specialty Pharmacy have been published. According to news reporting originating from Portland, Maine, by NewsRx correspondents, research stated,“ Prescribing rates and adherence to evidence-based cardiometabolic…

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