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Is malpractice insurance the same as professional liability insurance?

November 21, 2025

Is malpractice insurance the same as professional liability insurance? Malpractice insurance, professional liability insurance, and errors and omissions are closely related. But what should you call the liability business insurance you need for your profession?

Where the health insurance tax credit debate hits hardest in Minnesota

November 21, 2025

A married couple approaching retirement in Blue Earth County, with income fairly typical for their age, could get about $18,000 worth of federal subsidies this year for their health insurance using the MNsure exchange. All of that financial assistance could disappear in January— leaving the family with a $25,000 increase in insurance costs for 2026, state…

Rising health insurance Marketplace premiums could leave 200,000 Mississippians uncovered next year

November 21, 2025

Her monthly premium is rising from $20 to $75— a nearly fourfold increase— and she doesn't know what she will do. The 48- year-old from Yazoo City, who is being identified by her middle name due to privacy concerns and fear of retaliation, has chronic kidney failure, high blood pressure and fibromyalgia, a chronic condition that causes widespread body pain and…

Our View: Oregon's plan for universal health care taking shape

November 21, 2025

Wouldn't it be nice if everyone in Oregon got a high level of health care and it wasn't connected to their employer? Those are hopes and objectives of the state committee looking to develop an Oregon universal health care plan. In less than a year, the committee is supposed to submit a report to the Legislature for options for such a plan in Oregon.

New state law extends health coverage for autism therapy

November 21, 2025

One of the new law's provisions directs the now 20- member Transforming Children's Behavioral Health Policy and Planning Committee to conduct a study for the state legislature's review on existing children's behavioral health crisis services and anticipated future demand. The legislature established the original 17- member panel in 2023 to evaluate…

BANK REGULATORS REPEAL INTRUSIVE ESG GUIDANCE

November 21, 2025

The following information was released by the Competitive Enterprise Institute:. The Federal Deposit Insurance Corporation and Federal Reserve Board of Governors withdrew their controversial interagency guidance on climate financial risks on October 16. This interagency guidance, known as "Principles for Climate-Related Financial Risk Management…

Legislative update from Rep. Mitchum Whitaker

November 21, 2025

Kentucky's application has been submitted to the Centers for Medicare and Medicaid Services with proposed areas of focus in oral health, trauma system and EMS, chronic disease management and prevention, behavioral health, and maternal health. Members then heard from the Kentucky Association of Health Plans about Kentucky's Medicaid managed care delivery…

ICYMI: 'PAPPAS: LACK OF ACA TAX CREDIT DEAL LEAVES NH FAMILIES FACING 'REAL FINANCIAL PAIN''

November 21, 2025

New Hampshire families are seeing their health insurance costs skyrocket due to the upcoming expiration of ACA Marketplace enhanced premium tax credits. In case you missed it, Manchester Ink Link reported on the roundtable discussion Congressman Chris Pappas held with three New Hampshire women to discuss the impact already facing families across New…

MISSISSIPPI BUSINESSMAN PLEADS GUILTY TO $19M HEALTH CARE FRAUD CONSPIRACY

November 21, 2025

A Mississippi businessman pleaded guilty today to participating in a scheme to defraud Medicare by paying kickbacks for fraudulent doctors' orders and then using those orders to bill the government insurer over $19 million through seven different durable medical equipment supply companies. Acting Assistant Attorney General Matthew R. Galeotti of the…

CENTRAL GEORGIAN SENTENCED TO PRISON FOR BANK FRAUD IN INSURANCE SCHEME

November 21, 2025

Jeremy Lasseter, 44, of Perry, Georgia, was sentenced to serve 27 months in prison and pay $221,515.16 in restitution to the victim to the victim by U.S. The defendant must be held accountable for defrauding her and abusing the trust placed in him by Alfa Insurance, "said U.S. Attorney William R." Will "Keyes. "Lasseter's actions undermined the integrity of the…

U.S. added 119K jobs in September, beating expectations

November 21, 2025

The U.S. added far more jobs in September than forecast, the government said Thursday in a long-delayed jobs report that complicates an upcoming decision by the Federal Reserve. The Bureau of Labor Statistics said nonfarm payrolls increased by 119,000 for the month, beating Wall Street estimates of 50,000.. The White House said the upbeat report proved that…

New CT law extends private health coverage for autism therapy to age 26

November 20, 2025

One of the new law's provisions directs the now 20- member Transforming Children's Behavioral Health Policy and Planning Committee to conduct a study for the state legislature's review on existing children's behavioral health crisis services and anticipated future demand. The legislature established the original 17- member panel in 2023 to evaluate…

Study Results from University of Pennsylvania Provide New Insights into Managed Care (Partial rating area offering and tests for anticompetitive market segmentation in the ACA Marketplaces): Managed Care

November 20, 2025

2025 NOV 20– By a News Reporter-Staff News Editor at Insurance Daily News– Investigators discuss new findings in Managed Care. For more information on this research see: Partial rating area offering and tests for anticompetitive market segmentation in the ACA Marketplaces. Journal of Health Economics, 2025; 104: 103080. Journal of Health Economics can be…

Study Data from Oregon Health & Science University (OHSU) Update Knowledge of Opioids (How Did Medicaid’s 1115 Substance Use Disorder Waivers Increase Medication Treatment for Opioid Use Disorder? Evidence From Eight Waiver States): Opioids

November 20, 2025

2025 NOV 20– By a News Reporter-Staff News Editor at Insurance Daily News– Investigators publish new report on Opioids. Financial supporters for this research include NIH National Institute on Drug Abuse, Office of Research Infrastructure Programs, Office of the Director, of the NIH. The news correspondents obtained a quote from the research from Oregon…

AM Best Affirms Credit Ratings of Global Protection Reinsurance Ltd.

November 20, 2025

AM Best has affirmed the Financial Strength Rating of B++ and the Long-Term Issuer Credit Rating of“ bbb” of Global Protection Reinsurance Ltd.. The company is based in Barbados and fully owned by Global Protection Holding Corp., a subsidiary of Ficohsa Corp S.L., previously named Corporacion Ficohsa S.A.. GPR concentrates its efforts in reinsuring the group’ s…

AM Best Affirms Credit Ratings of Auna Seguros, S.A.

November 20, 2025

Auna Seguros is a dental insurance company, which initiated operations in Mexico in 2007, and successfully implemented its growth strategy to achieve its break-even point within five years. Auna Seguros holds commercial relationships with more than 4,000 dentists throughout Mexico. Auna offers oncology treatments and other healthcare plans in Mexico,…

AI vs. AI: Patients deploy bots to battle health insurers that deny care

November 20, 2025

Sheer Health, a three-year-old company that helps patients and providers navigate health insurance and billing, now has an app that allows consumers to connect their health insurance account, upload medical bills and claims, and ask questions about deductibles, copays and covered benefits. "You would think there would be some sort of technology that could…

1 in 8 Mass. residents carries family medical debt despite near-universal insurance coverage

November 20, 2025

Massachusetts often touts its near-universal health insurance coverage, mandated through a 2006 state law. The report comes as Congress has yet to extend Affordable Care Act enhanced premium tax credits that are expiring Dec. 31. If federal lawmakers don’ t take action, 337,000 people in Massachusetts insured by the marketplace will see their monthly…

‘Ghost networks’ leave Arizona families searching for behavioral health care

November 20, 2025

PHOENIX– Joseph DeMarco was about to turn 19 when he first showed the signs of a severe mental health condition. By then, his family had already switched insurance plans from TRICARE, a health plan for military personnel, retirees and their families, to Mercy Care, a large nonprofit insurer that contracts with AHCCCS, Arizona's Medicaid program.

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