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DECEMBER 15, 2025 THE INFLATION OUTLOOK

December 16, 2025

The following information was released by the Federal Reserve Board:. At the School of International and Public Affairs, Columbia University, New York, New York. I appreciate the opportunity to speak here today.1.

PointBridge Partners with Aspen to Launch Admitted Physicians Professional Liability Program

December 16, 2025

PointBridge, a leading managing general underwriter specializing in professional liability insurance, announced today the launch of a new admitted physicians medical malpractice program in partnership with Aspen, an AM Best A rated global specialty lines company. "We’re excited to partner with Aspen to bring a fresh approach to physicians professional…

Cobalt Benefits Group Launches Great Bay Administrators (GBA)

December 16, 2025

EXETER, N.H., Dec. 16, 2025/ PRNewswire-PRWeb/– Cobalt Benefits Group, a trusted leader in benefit administration for over 60 years, today announced the launch of Great Bay Administrators, a brand that brings Cobalt's renowned service-first approach to self-funded employers, utilizing a major national network. With Great Bay Administrators, insurance brokers…

New York Life Investments Expands Active ETF Lineup With Launch of NYLI MacKay Muni Allocation ETF (MMMA)

December 16, 2025

New York Life Investments today announced the launch of the NYLI MacKay Muni Allocation ETF, an actively-managed municipal bond ETF designed to deliver attractive, tax-exempt income through a combination of predominately long-duration investment grade municipal securities with a strategic allocation to high yield municipals. The Fund expands the New…

Federal Reserve’s latest interest rate cut brings modest relief and what it means for Wickenburg homebuyers

December 16, 2025

For many residents in Wickenburg and across Arizona, the question now is straightforward: What does this mean for your ability to buy a home? AP News reported that according to Freddie Mac's latest data, the average U.S. 30- year fixed mortgage rate recently held near 6.22%, close to its lowest levels of the year. For Wickenburg buyers, a small reduction in mortgage…

Danette Beck of Astrus Insurance Solutions Selected as 2026 Hot 100 Award Winner by Insurance Business America

December 16, 2025

Insurance Business America has named Danette Beck from Astrus Insurance Solutions as a 2026 Hot 100 Award winner. Beck was named a 2020 Woman to Watch by Business Insurance and a Risk& Insurance Power Broker in 2015, 2016 and 2018.. “For the third consecutive year, Danette’ s recognition as a Hot 100 Award winner is a testament to her unparallelled commitment to…

Stafford woman's premiums set to rise to $2,240 a month

December 16, 2025

To Barbie Smith of Stafford County, the debate over the Affordable Care Act came down to one number: $2,240 a month. On Thursday, the Senate rejected two bills to extend the federal subsidies that are set to expire on Dec. 31. Unless the action comes up again before Congress leaves town for the holidays, Smith will pay $2,240 a month for her health insurance next year,…

Private health insurance costs are going up. A complete guide to your coverage options

December 16, 2025

Private health insurance premiums will be going up in 2026— in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America's health insurance marketplace that contributed to November's government shutdown. If the enhanced credits currently available to Affordable Care Act…

The Fed cut interest rates again. We asked 5 experts what Americans should do next

December 16, 2025

The Federal Reserve lowered interest rates again at its final meeting of the year, signaling that Chair Jerome Powell was able to guide his deeply divided committee toward a consensus over how to manage an economy suffering from both higher inflation and unemployment. For households, lower interest rates from the Federal Reserve are often something you can…

Jason Bertoldi, Nicoletta Di Sacco and Miranda Fischer of Alliant Insurance Services Selected as 2026 Hot 100 Award Winners by Insurance Business America

December 16, 2025

Insurance Business America has named Jason Bertoldi, Nicoletta Di Sacco and Miranda Fischer from Alliant Insurance Services as 2026 Hot 100 Award winners. Jason Bertoldi, Global Team Leader, Alliant Litigation& Contingent Risk Insurance, specializes in structuring innovative contingent risk insurance solutions that transfer risk and unlock value…

Munich Re Specialty Announces Leadership Transitions at HSB and American Modern

December 16, 2025

Munich Re Specialty, the global specialty insurance business of Munich Re Group, has announced the upcoming retirements of Greg Barats, CEO and President of HSB, and Andreas Kleiner, CEO and President of American Modern Insurance Group, following long and distinguished careers. “Greg and Andreas have each made lasting contributions to Munich Re’ s success and to…

OID and state lawmakers develop plans to address homeowner insurance costs

December 16, 2025

OKLAHOMA CITY— A comprehensive package of legislative policy proposals designed to provide Oklahomans with stronger consumer protections, enhanced transparency, and relief from rising homeowners insurance premiums, was announced recently by the state Insurance Department. Insurance Commissioner Glen Mulready said the proposals reflect ongoing…

The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions | Insurify

December 16, 2025

Automobile insurance fraud, which increases premiums for all drivers, was once almost entirely limited to staged accidents, forged documents, and identity theft. Many schemes involved large rings, even organized crime families, but the techniques were usually unsophisticated. Excluding AI fraud data, the Coalition Against Insurance Fraud estimates total…

Flood insurance costs are rising. Florida keeps paying, other states drop it

December 16, 2025

The study, published Tuesday in the Journal of Catastrophe Risk and Resilience, suggests that in the last few years, hundreds of thousands of Americans have dropped their flood insurance policies or declined to sign up for a new one after the federal government hiked rates nationwide. “We’ re finding that in households where the income is on the lower side, the drop…

Miller-Meeks leads House GOP push to lower premiums amid debate on ACA subsidies

December 16, 2025

GOP leaders say the package is designed to lower premiums by an estimated $750 to $900 per year by expanding insurance options for small businesses and the self-employed, clarifying the use of stop-loss insurance and increasing transparency around prescription drug pricing. "I think the Democrats have taken a system that was ill and put it into the intensive…

ATLANTA FED BOARD OF DIRECTORS ANNOUNCES SEARCH FOR NEXT BANK PRESIDENT

December 16, 2025

The following information was released by the Federal Reserve Bank of Atlanta:. The board of directors of the Federal Reserve Bank of Atlanta announces the initiation of its search for the Bank's next president and chief executive officer. The president and CEO of the Atlanta Fed is responsible for overseeing all of the Bank's activities, including economic…

SENATE PANEL ADVANCES 'MENOPAUSE COVERAGE ACT'

December 16, 2025

The following information was released by the New Jersey State Senate, Democrats:. Acting to address a long-neglected healthcare issue faced by women, a Senate committee advanced legislation sponsored by Senator John Burzichelli and Senator Angela McKnight that would ensure that insurance covers care for menopause and perimenopause in New Jersey.

US mortgage rates tick up to 6.22% but stay near lows

December 16, 2025

The average rate on a 30- year U.S. mortgage edged higher this week, though it remains relatively near its low point so far this year. Mortgage rates are influenced by several factors, from the Federal Reserve's interest rate policy decisions to bond market investors' expectations for the economy and inflation. They generally follow the trajectory of the 10-…

GROUPS CALL ON FLORIDA INSURANCE COMMISSIONER TO REFORM CITIZENS INSURANCE ARBITRATION PROCESS

December 16, 2025

The following information was released by Public Citizen:. In the letter, Public Citizen, Consumer Federation of America, Center for Insurance Research, Affordable Homeownership Foundation, Catalyst Miami, Manufactured Housing Action, a project of the Tides Center, Miami Homes for All, and South Florida Freedom Road Socialist Organization, cite reporting…

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