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Does Homeowners Insurance Actually Cover Wildfire Damage? What Most Policyholders Don't Know

October 20, 2026

CHESTNUT HILL, MA/ ACCESS Newswire/ October 20, 2026/ As thousands of Americans begin filing insurance claims following the 2026 wildfire season, the most destructive in at least a decade, Fire Help Center is warning homeowners about a little-known financial trap that affects the majority of policyholders: chronic underinsurance. According to the Insurance…

Health plans task force fight Medicaid fraud

October 20, 2026

The North Carolina Association of Health Plans launched the task force in August to bring together the special investigative units and government relations staff from each of the state’ s four Medicaid managed care organizations, or MCOs. The task force was formed amid heightened federal and state scrutiny of Medicaid spending in North Carolina. State…

Recent Findings from Brown University Provides New Insights into Managed Care (Use of Brokers In Medicare Advantage and Standalone Part D Plans): Managed Care

October 20, 2026

2026 OCT 20– By a News Reporter-Staff News Editor at Health Policy and Law Daily– Research findings on Managed Care are discussed in a new report. For more information on this research see: Use of Brokers In Medicare Advantage and Standalone Part D Plans. Health Services Research, 2026; 61. Health Services Research can be contacted at: Wiley, 111 River St, Hoboken…

Gov. Hochul announces statewide crackdown on staged crashes to curb auto insurance fraud

October 20, 2026

New York State Police and the state Department of Financial Services uncovered more than a dozen cases of alleged staged car crashes and fraudulent insurance claims spanning New York City and Suffolk, Onondaga, Monroe and Erie counties, with seven of the arrests occurring in the Bronx. "We're cracking down on fraudsters and making it clear that New York will not…

FEMA launches new online tool to buy flood insurance

October 20, 2026

ATLANTA, G.A.— FEMA has launched a new digital self-service tool that's making it easier for North Carolinians to financially prepare for floods. "I've seen firsthand how floodwaters devastate American communities," said FEMA Administrator Cameron Hamilton. Floods are the most common and expensive natural disaster in the United States.

Neptune Insurance Holdings Inc. Reports Third Quarter 2026 Results

October 20, 2026

Neptune Insurance Holdings Inc., the parent company of Neptune Flood Incorporated, has released its financial results for the third quarter of 2026 by posting an update on its Investor Relations website. Revenue growth of 34% to a record $59.6 million Net income increase of 50% to a record $17.3 million Net income margin of 29% Adjusted net income* growth of 52%…

More than 1,700 Pottawattamie County residents face Medicare plan cancellations

October 20, 2026

More than 1,700 Pottawattamie County residents will need to find new Medicare coverage for 2027 after their current plans were discontinued, raising the stakes for this year's Medicare open enrollment period. The affected beneficiaries include 1,018 people losing standalone prescription drug coverage and 694 losing Medicare Advantage plans,…

KENTUCKY CAN CUT HEALTH PREMIUMS WITHOUT SPENDING A DIME

October 20, 2026

Today's health insurance affordability crisis is a rerun of the one Kentucky faced in the 1990 s. And once again, Frankfort can deliver it. In 1994, Frankfort enacted new controls that supporters promised would make health insurance more affordable and accessible.

Americans Draw the Human Line on AI in Insurance: Fast on Yes, Human on No

October 20, 2026

Nearly half of policyholders would take a 60- second AI claim payout over waiting on a person, but 61% want a human to review every denial, according to a new survey of 1,001 Americans with recent property or auto claim experience released today by Liberate, a provider of insurance-native AI agents for property and casualty insurers. Policyholders drew a clear…

GOVERNOR HOCHUL ANNOUNCES 16 ARRESTS IN STATE CRACKDOWN ON AUTO INSURANCE FRAUD

October 20, 2026

Governor Kathy Hochul today announced that a joint investigative partnership by members of the New York State Police and the New York State Department of Financial Services resulted in the arrests of 16 individuals as part of ongoing and joint auto insurance fraud investigations. The joint investigation uncovered nearly $500,000 in attempted…

Charter Space and Project Omega Partner for Resilient Spacecraft with Long-Duration Power Systems

October 20, 2026

Project Omega and Charter Space today announced a partnership to evaluate how next-generation radioisotope power systems would improve spacecraft resilience, reduce mission risk, and enable new approaches to spacecraft recovery and insurance. Charter Space Technologies, Inc. is a specialty insurance brokerage and underwriting technology company…

AM Best Affirms Credit Ratings of European Liability Insurance for the Nuclear Industry

October 20, 2026

AM Best has affirmed the Financial Strength Rating of A- and the Long-Term Issuer Credit Rating of“ a-” of European Liability Insurance for the Nuclear Industry. The outlook of these Credit Ratings is stable. The ratings reflect ELINI’ s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, limited business…

AM Best Affirms Credit Ratings of Kenya Reinsurance Corporation Limited

October 20, 2026

The balance sheet strength assessment also considers Kenya Re’ s exposure to elevated levels of economic, political and financial system risks, which are associated with its core markets, as well as its concentration to Kenya, where 90% of its invested assets are located. Kenya Re has a track record of adequate operating performance, evidenced by…

AM Best Affirms Credit Ratings of European Mutual Association for Nuclear Insurance

October 20, 2026

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a” of the European Mutual Association for Nuclear Insurance. The outlook of these Credit Ratings is stable. The ratings reflect Emani’ s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, neutral business…

Triple-I: State Lawmakers Move to Regulate Third-Party Litigation Funding

October 20, 2026

More than 20 states have enacted laws regulating third-party litigation funding disclosure, according to a new members-only Issues Brief from the Insurance Information Institute. State of the Issue: Third-Party Litigation Funding examines why lawmakers are acting and how litigation finance negatively impacts insurance costs. “Litigation funding has…

Americans Worry They Can’t Afford Health Care in Retirement, Allianz Life Study Finds

October 20, 2026

Americans are worried about affording health care in retirement and misconceptions about Medicare could leave many unprepared for the true cost, according to the 2026 Annual Retirement Study* from the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America. “You don’ t want to pinch pennies when it comes to your…

Lawmakers urge USCIS to address immigration backlog affecting healthcare access

October 20, 2026

Congresswomen Yvette D. Clarke and Adelita S. Grijalva, alongside 61 Members of Congress, sent a letter urging U.S. Citizenship and Immigration Services to immediately expedite pending green card applications for immigrants who have lost or are at risk of losing Medicaid, the Children's Health Insurance Program, Medicare, and Affordable Care Act premium…

Trump argues inflation cannot solve America’s debt crisis

October 20, 2026

Ryan Bourne and Nathan Miller. When TIME asked President Trump about the national debt surpassing $40 trillion, he directed much of his blame toward the Federal Reserve. Most Treasury debt promises fixed dollar payments.

COMMISSIONER LARA OPENS INSURANCE RATE REVIEW PROCESS TO UNPRECEDENTED TRANSPARENCY

October 20, 2026

The following information was released by the California Department of Insurance:. SACRAMENTO, Calif. Protecting Californians from paying more than is required for insurance, the California Department of Insurance is establishing a new, voluntary, and fully transparent process for analyzing proposed insurance rates for personal and commercial lines…

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