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After significant insurance rate cuts, Citizens rates to drop even more

January 14, 2026

The first drop in Citizens Insurance rates in 10 years just dropped even more across the state.

Americans struggle with rising health bills

January 14, 2026

Months after she signed up for health insurance in mid-2025, Houston resident Mila Clarke ran the numbers and knew Affordable Care Act coverage wouldn't be an option for 2026.. The 36- year-old small-business owner couldn't find a plan around the same price as the $350- per-month insurance she had in 2025. "I was spending over $1,000 a month just trying to stay…

Call Trump's Powell investigation what it is: Extortion | Opinion

January 14, 2026

President Trump's Justice Department has launched an investigation into Federal Reserve Chair Jerome Powell for … you know … 'reasons' and such.

Gov. Hochul takes on schemes that stage car accidents

January 14, 2026

Hochul ALBANY, N.Y. – Staged car accidents are driving the highest auto-insurance rates in the country, New York Gov. Kathy Hochul said in a State of the State address that promises a variety of actions to fix that.

The Nguyens and the Fed

January 14, 2026

Monetary policy was once quite simple. Unfortunately, the Fed made things more complicated in 2008 when they began paying interest on bank reserves. You cannot have any hope of understanding our complex modern policy regime unless you first understand the fairly simple system of the early 2000s. And hardly anyone does understand that system. If…

Move Fast and Break Everything: Crypto and the Democrats

January 14, 2026

Yves here. This important piece does not merely document why and how Democrats, who had formerly been crypto opponents or at least ambivalent, joined the Republicans as backers after the FTX meltdown. It also explains why crypto payments systems are fundamentally slower and higher cost than traditional methods, as well as being vulnerable to runs…

Wall Street opens aimlessly with pressure on the Fed

January 14, 2026

New York opens the session on mixed ground, with pressure on the Federal Reserve causing caution among investors. In contrast, American Express fell 4.20%, Visa A lost 2.68%, Walt Disney dropped 1.94%, UnitedHealth slipped 1.53%, and JPMorgan slid 1.27%. Millennium Investment Banking market analyst Ramiro Loureiro says that " Wall Street is starting lower,…

Powell says Federal Reserve hit with DOJ subpoenas, indictment threat

January 14, 2026

"The Department of Justice served the Federal Reserve with grand jury subpoenas," Federal Reserve Chair Jerome Powell said on Jan. 11.

Working families spend nearly $4,000 annually on health care

January 14, 2026

The typical U.S. working family spends nearly $4,000 per year on health care, including their share of insurance premiums and out-of-pocket costs, according to a new analysis by the Center for Economic and Policy Research. Why it matters: That’s just the median amount, and plenty of families pay thousands more. But it goes a long way in explaining why health care is at the…

Cullinan Associates Inc. Raises Stock Holdings in Aflac Incorporated $AFL

January 14, 2026

Cullinan Associates Inc. lifted its holdings in Aflac Incorporated (NYSE:AFL – Free Report) by 8.4% in the third quarter, according to the company in its most recent disclosure with the SEC. The institutional investor owned 137,969 shares of the financial services provider’s stock after purchasing an additional 10,719 shares during the quarter. Aflac accounts for…

Enrollment in Affordable Care Act health plans drops in Wisconsin, nationwide

January 14, 2026

With premium costs sharply increased and enhanced subsidies to reduce them no longer available, the number of people signing up for health care in the federal marketplace is behind last year by more than 5%, according to a preliminary report.

Fed Chair Jerome Powell Faces US Investigation as Central Banks Rally—A Warning Sign?

January 14, 2026

Fed Chair Powell faces a US criminal probe, sparking rare global central bank support and raising concerns over political pressure, economic stability, and the future of monetary independence.

Trump’s heavy hand tightens grip on U.S. economy

January 14, 2026

President Trump is reaching deeper than ever into the gears of the U.S. economy, attempting to harness state power to directly shape prices, markets, interest rates and corporate behavior. Why it matters: The Trump administration’s economic interventions — including its extraordinary criminal probe of the Federal Reserve — go far beyond typical electioneering. Trump is trying…

House passes bill to restore Affordable Care Act tax credits

January 14, 2026

The House approved a bill to restore expired ACA tax credits, lowering insurance costs for millions, including 92,000 El Pasoans. Now it moves to the Senate.

House passes bill to restore Affordable Care Act tax credits

January 14, 2026

The House approved a bill to restore expired ACA tax credits, lowering insurance costs for millions, including 92,000 El Pasoans. Now it moves to the Senate.

Ripple (XRP) Price: Token Rises as Crypto Market Rallies on Regulatory Optimism and Inflation Data

January 14, 2026

TLDR XRP increased 5.4% in 24 hours while Bitcoin and Ethereum gained 4.6% and 7.5% respectively Senate Banking Committee Chair Tim Scott released draft of Clarity Act that would categorize XRP like Bitcoin and Ethereum Consumer price index showed inflation at 2.6% annually versus expected 2.7%, raising hopes for Federal Reserve rate cuts XRP ETFs […] The post Ripple (XRP) Price:…

Daily Market Update: Bitcoin and Ethereum Surge While US Stock Futures Pull Back

January 14, 2026

TLDR Bitcoin jumped over 4% to break above $95,000 while Ethereum climbed more than 7% to $3,330 on Wednesday Lower than expected US inflation data reinforced expectations that the Federal Reserve will continue cutting interest rates this year Over $688 million in crypto derivatives positions were liquidated in 24 hours, with short sellers accounting for […] The post Daily Market…

Condo owner leaves thermostat high, now there's mold. Who pays?

January 14, 2026

Owner left the AC on 77 degrees in condo, but that didn't prevent mold. Insurance won't pay, says condo should. Is that true? Our expert weighs in.

Two home insurers to raise rates this year

January 14, 2026

Two of California's largest home insurers will each raise rates for customers by an average of 6.9% later this year, according to filings with the California Department of Insurance. CSAA, the AAA- affiliated insurer for northern and central California, will begin implementing the rate increase for nearly 481,800 homeowners starting on March 15.

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