Employer-sponsored health insurance is rapidly deteriorating. If the next 25 years of premium increases are like the past 25, then employer premiums will be $120,000 in 2050.. Arguably, the U.S. has been preparing for this transition for six decades.
Abdul El-Sayed, the Dem-ocratic candidate for Senate in Michigan, has a simple pitch to voters. Imagine, he says, a health-insurance plan with "no premium, no copay, no deductible— just healthcare when you need it." Yet a more pragmatic reform agenda would serve Democrats better in the midterms and serve Americans better over the long term….
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