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Primary Offering Prospectus – Form 424B2

October 21, 2024

The notes are being issued by Royal Bank of Canada. None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved or disapproved of these securities or determined if this Note Prospectus is truthful or complete. The notes are not insured by the Canada Deposit Insurance Corporation or the U.S. Federal…

Biden proposes rule change that would make OTC contraceptives free

October 21, 2024

The Biden administration on Monday proposed a rule change that will give women access to free over-the-counter contraceptives. The White House added it could affect as many as 52 million U.S. women of reproductive age on a private health insurance plan. On Monday, President Joe Biden called the initiative "a major step" in expanding coverage for "no-cost…

1 million+ patients lose coverage as insurers, hospitals drop Medicare Advantage

October 21, 2024

Oct. 21— HUNTSVILLE, Ala.— Libby and Andrew Potter usually ignore the avalanche of Medicare Advantage ads that land in the mailbox at their home in Huntsville, Alabama, each fall as Medicare's open enrollment period begins. Libby, a retired middle school librarian, has what she considers good health insurance through the state employee health plan.

Free Writing Prospectus – Form FWP

October 21, 2024

The notes are being issued by Canadian Imperial Bank of Commerce. See "Risk Factors" and "Additional Risk Factors" beginning on page TS-6 of this term sheet and "Risk Factors" beginning on page PS-7 of product supplement COMM SUN -1.. The notes are not guaranteed or insured by the Canada Deposit Insurance Corporation, the U.S. Federal Deposit Insurance Corporation…

Sammons Financial Group Chief Financial Officer Don Lyons to Retire

October 21, 2024

Sammons Financial Group ® long-time Senior Vice President and Chief Financial Officer Don Lyons has announced his retirement effective April 1, 2025. Don Lyons, Sammons Financial Group. Attaway, who joined Sammons Financial Group in 2018, is currently the Chief Financial Officer and Treasurer for Sammons Financial Group member companies Midland…

Best’s Special Report: Residual Market Policy Counts Double in Five Years Amid Weather-Related Challenges

October 21, 2024

Further storms, such as Hurricanes Helene and Milton, that cause widespread destruction will likely dampen the risk appetite of insurers in the voluntary market to provide homeowners coverage in affected states such as Florida, Georgia, and North Carolina. A total of 33 states and the District of Columbia offer home insurance to qualifying individuals and…

H.B. Fuller Appoints Terry Rasmussen Chair of Board of Directors

October 21, 2024

H.B. Fuller Company today announced that Teresa J. Rasmussen has been appointed Chair of the company’ s Board of Directors following the retirement of Lee R. Mitau, effective January 22, 2025. Fuller’ s Board of Directors,” says Celeste Mastin, H.B. I am eager to partner even more closely with Celeste and the entire Board as H.B. Fuller continues to excel and innovate…

History of the flip-flop

October 21, 2024

Republican presidential nominee Donald Trump has been criticized for changing his mind on on everything from immigration policy to abortion, depending on who he is talking to and when. Likewise, Democratic presidential nominee Kamala Harris has been accused of reversing her stances on private health insurance, fracking and other issues in order to win new…

'Bizarre' case pits South MS lawyer against two women with same name. He had one arrested

October 21, 2024

Ocean Springs attorney Jay Foster is being sued in federal court by his legal malpractice insurer and in two state courts by women who are both named Dorothy Anderson. One Dorothy Anderson lives in Hattiesburg and says she retained Foster to represent her on a workers' compensation claim. The other Dorothy Anderson, who also had a workman's compensation claim,…

Revised Proxy Soliciting Materials – Form DEFR14A

October 21, 2024

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14 A Proxy Statement Pursuant to Section 14 of the Securities Exchange Act of 1934 Check the appropriate box: GREAT ELM GROUP, INC. TABLE OF CONTENTS. EXPLANATORY NOTE On October 18, 2024, Great Elm Group, Inc. filed a definitive proxy statement with the Securities and Exchange…

As more CVS/Aetna layoffs loom, some CT lawmakers want more info from company

October 21, 2024

Oct. 21— HARTFORD— In the past couple of weeks, the embattled CVS Health has provided some significant updates about its workforce in Connecticut. Their most-pressing question is one that company officials have declined to answer this month: the number of employees based at the company's offices in Hartford, a hub that includes the headquarters of CVS' Aetna…

White House says health insurance needs to fully cover condoms, other over-the-counter birth control

October 21, 2024

—Millions of people with private health insurance would be able to pick up over-the-counter methods like condoms, the“ morning after” pill and birth control pills for free under a new rule the White House proposed on Monday. The proposal comes days before Election Day, as Vice President Kamala Harris affixes her presidential campaign to a promise of expanding…

First Mid Bank & Trust Small Business Customers Receive Community Grants from Federal Home Loan Bank of Chicago

October 21, 2024

Alton, IL First Mid Bank& Trust, a trusted partner in local business development, is proud to announce that two of its valued small business customers, both located in Alton, IL, have each been awarded a $15,000 community grant from the Federal Home Loan Bank of Chicago. FHLBank Chicago offers grants of up to $30,000 to eligible small businesses to advance economic…

Caps for credit card rates could hurt those who most need credit

October 21, 2024

Credit card balances reached a record high of $1.14 trillion in Q2 of 2024, according to the Federal Reserve Bank of New York. Since 2021, the average credit card borrower's balance rose from $4,828 to $6,329. The Federal Reserve's recent 50- basis point cut to the federal funds rate and future rate cuts will likely pull credit card interest rates down.

Agentech assists insurance adjusters

October 20, 2024

An Oklahoma- based company using artificial intelligence "Minions" to streamline insurance claims has received $3 million in seed money with hopes of growth globally. Agentech, founded nearly a year ago by Robin Roberson of Oklahoma City and Alex Pezold of Tulsa, offers capabilities to tackle "the labor intensive, subjective and outdated claims process."

Agentech is a new Oklahoma company using 'Minions' to help insurance adjusters

October 20, 2024

An Oklahoma- based company using artificial intelligence "Minions" to streamline insurance claims has received $3 million in seed money with hopes of growth globally. Agentech, founded nearly a year ago by Robin Roberson of Oklahoma City and Alex Pezold of Tulsa, offers capabilities to tackle "the labor intensive, subjective and outdated claims process."

Paying the price: Helene and Milton are both likely to be $50B disasters

October 20, 2024

One of the things that we're seeing is the energy content that these systems can retain is significantly greater than it used to be, "said John Dickson, president of Aon Edge Insurance Agency, which specializes in flood coverage. In the last 45 years, and adjusted for inflation, the National Oceanic and Atmospheric Administration has counted 396 weather…

AG Brown Joins Coalition to Defend HUD's Anti-Discrimination Rule

October 19, 2024

Attorney General Anthony G. Brown has joined a coalition of 19 state attorneys general in filing an amicus brief urging a federal court to uphold the Department of Housing and Urban Development's Discriminatory Effects Rule. In response, Attorney General Brown and his colleagues argue that HUD's rule is essential to preventing housing discrimination and…

Pocatello settles lawsuit for $1.6M with man paralyzed in 2020 police shooting

October 19, 2024

Pocatello’ s insurance provider, Idaho Counties Risk Management Program, or ICRMP, on Sept. 19 paid $1.6 million to the Utah- based law firm Christensen& Jensen to settle a lawsuit that was filed on behalf of former Pocatello resident Jake Lee Sheeler, 32, in federal court in July 2022, officials with ICRMP told the Idaho State Journal via email this week.

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