Which insurance providers offer rental-car insurance?

Most major car-insurance providers automatically provide rental-car insurance coverage at no additional cost beyond your premium. However, it is important to remember that the coverage you carry on your policy is what will also apply to your rental. If you have liability only on your personal auto policy, you may want to consider bridging the gap with a loss-and-damage waiver.

Some companies offer standalone rental-car coverage policies. The rates for these policies can be cheaper than a standard auto policy, but the coverage provided is not as robust.