What is a 'red flag' law and how has it worked in Maryland and elsewhere? - Insurance News | InsuranceNewsNet

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August 7, 2019 Newswires
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What is a ‘red flag’ law and how has it worked in Maryland and elsewhere?

Baltimore Sun (MD)

Aug. 7--After mass shootings in Ohio and Texas over the weekend, there's been pressure on lawmakers around the country to enact more gun violence prevention measures. So-called "red flag" laws are among proposals that gain steam after such tragedies and this week have been pitched by Republican Gov. Mike DeWine of Ohio and mentioned by Republican President Donald Trump. The aim is to keep guns out of the hands of people who pose an immediate threat to themselves and others.

Shannon Frattaroli, an associate professor of health policy and management at the Johns Hopkins Bloomberg School of Public Health, took part in a gun violence task force after the shooting at Sandy Hook Elementary School in Newtown, Conn., in 2012 that recommended red flag orders -- formally called extreme-risk protection orders. Frattaroli expects more states to enact them now. She explains how they work.

What are extreme-risk protection orders?

The laws allow law enforcement and, in many cases, certain family members to petition a court to forbid someone exhibiting dangerous behaviors -- such as amassing weapons, making threats or planning violence -- from possessing or buying guns. A judge generally decides decides on a short-term emergency petition and a longer-term petition, usually lasting no more than a year.

The orders expand on domestic violence laws that in some states had already allowed law enforcement to temporarily prevent someone from possessing a gun.

The red flag orders are often mischaracterized as solely aimed at taking guns from people with mental health disorders, who Frattaroli said are more likely to be victims than perpetrators of gun violence. The red flag orders focus on individuals displaying dangerous behaviors.

"There is more evidence that focusing on behaviors can be very effective in preventing violence," she said. "These orders are for people acting out while in a crisis."

Which states have laws and how are they different?

Seventeen states and the District of Columbia have enacted laws, primarily since 2012. Maryland's law went in effect in 2018, after the shooting at Marjory Stoneman Douglas High School in Parkland, Fla.

All the laws allow law enforcement to petition the courts. Many states also allow family members and intimate partners to seek an order. The Maryland law is considered among the strongest because it also allows some health care providers and social workers to petition the court and permits requests any day or time.

In New York, school administrators can petition for an order. In Hawaii, a co-worker can. States also may have different standards of proof or lengths of time that people are banned from having guns.

How many petitions have there been in Maryland?

Since the law went into effect Oct. 1, Maryland's judiciary has fielded 788 requests, or about 80 a month, to remove firearms from individuals, according to data provided by Montgomery County Sheriff Darren M. Popkin.

Anne Arundel County, where the Capital Gazette newspaper office shooting occurred last year, had the most petitions at 128. Harford County, which had a mass shooting at a Rite Aid warehouse last year, had 70 requests.

In the Baltimore area, the city of Baltimore, which has the highest rate of gun violence in the state, had 29. Baltimore County had 118 and Carroll had 32.

Only Kent County on the Eastern Shore had no petitions.

About half the requests statewide have come from family and half from law enforcement, Popkin said.

Overall, courts granted about half the requests.

Popkin said the majority of the orders do involve someone with mental health problems who is in the middle of a crisis related to domestic violence or suicide threats.

By contrast, California, with about five times the population as Maryland but a more restrictive law, issued 86 orders in 2016, according to The Trace, a nonprofit news organization covering guns in the United States.

What does the evidence show?

Frattaroli said that it's not possible to say how many potential victims of mass shootings were saved by the laws. But there is evidence that the laws are preventing gun violence.

Research largely comes from Connecticut and Indiana, where there were versions of the red flag orders before 2012, and from states with domestic violence laws that include prohibitions on guns, she said. Early red flag data suggests a reduction in intimate partner homicides and suicides, which account for the most gun deaths.

Frattaroli said researchers will be tracking the trajectory of gun violence in states with red flag orders as one way to assess the orders' effectiveness at preventing mass shootings and other violence.

___

(c)2019 The Baltimore Sun

Visit The Baltimore Sun at www.baltimoresun.com

Distributed by Tribune Content Agency, LLC.

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BILTIR conference draws more than 750 insurance leaders to Bermuda

By Staff Reports

More than 750 executives, regulators and industry leaders from 15 countries attended the 2026 Bermuda International Life & Annuity Conference, hosted by the Bermuda International Long Term Insurers and Reinsurers (BILTIR).

The conference took place Sept. 28-29 in Bermuda. About half of attendees traveled from outside the country, according to BILTIR.

Sessions covered investment strategies, private credit, artificial intelligence, regulatory oversight and the relationship between the U.S. and Bermuda insurance markets.

The conference also introduced technical sessions on structured assets and AI integration, along with two Deal Rooms for private discussions.

BILTIR Board Chair Natasha Scotland Courcy, CEO and general counsel at Athene Life Re, spoke about the need for long-term financial security as populations age.

Regulators discuss investment and oversight

Craig Swan, CEO of the Bermuda Monetary Authority, joined BILTIR CEO Suzanne Williams for a discussion on Bermuda’s regulatory credibility and competitiveness.

National Association of Insurance Commissioners President Scott White also addressed how changes in investment strategies and technology are affecting insurance supervision.

Other sessions examined risk transformation, structured assets, private credit and the use of artificial intelligence in insurance. Discussions also covered geopolitical and demographic trends affecting retirement and capital flows, Bermuda’s connections with Asian markets, and factors that influence where reinsurance companies conduct business.

The conference’s keynote speaker was General David H. Petraeus, a partner at KKR and former director of the Central Intelligence Agency. Petraeus discussed global power dynamics and how new ideas can contribute to business growth.

The agenda also included discussions about the U.S.-Bermuda insurance value chain and the role Bermuda plays in the international life and annuity market.

BILTIR announces 2027 conference dates

BILTIR announced that its 2027 Bermuda International Life & Annuity Conference will expand to three days, running Sept. 20-22, 2027.

BILTIR represents Bermuda’s long-term insurance and reinsurance industry. Its membership includes 80 annuity, life insurance, reinsurance businesses and servicing companies, according to the organization.

© Entire contents copyright 2026 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com

 

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