Timing Fed rate cuts is tough on consumers

Mortgage rates have been ticking up after a steady decline in August and the first half of September, with the average 30- year mortgage sitting at roughly 6.84%, compared to 6.08% in the week ending Sept. 26, according to Freddie Mac. A NerdWallet survey conducted by The Harris Poll in July found 61% of Americans planned to take some sort of financial action after…