This is an open letter to all Montanans enrolled in Affordable Care Act health care exchanges.
The Associated Press just announced that Blue Cross/Blue Shield of Montana is requesting an average 23.1 percent premium rate hike for individual plans purchased through insurance exchanges of the Affordable Care Act. This is the third double-digit hike in premiums by BC/BS since 2009.
The company said the uncertainty regarding the failure to reach congressional consensus on a health care bill has caused the Montana private insurer, BC/BS (and surely other national private insurers), to price for that uncertainty.
All Montanans should recognize that this decision is how for-profit health insurance companies and the other profit-driven health stakeholders operate. The free market motive to preserve profits for stockholders is expected to be primary in a capitalistic society, but that is why profit-making in a system that treats health care as a commodity can never be justifiably applied to health care.
It is long past time for Americans to demand that health care be declared a human right and insist on single-payer, H.R. 676, Medicare for all. We must have unimpeded, guaranteed access to affordable health care, which is Medicare for all.
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