'Stay in the know': Oklahoma Insurance Commission highlights AI & Insurance Fraud

OKLAHOMA CITY (KFOR) – Oklahoma Insurance Commissioner Glen Mulready is providing information to Oklahomans on what they should know about AI-powered insurance fraud.

Insurance Commissioner Mulready says what once required advanced software to fake can now be fabricated by fraudsters in seconds on a smartphone using AI to generate realistic but fake evidence.

According to the AI Insurance Fraud Statistics 2026 report published by WasItAIGenerated:

AI has changed the game of the tradition fraud detection systems that rely heavily on pattern recognition and human review. According to the same AI Insurance Fraud Statistics 2026 report, AI-generated documents often pass visual inspection by mimicking formatting.

Insurance Commissioner Mulready says the consumer impact affects everyone.

According to Verisk's 2026 State of Insurance Fraud Study, 69% of consumers believe insurance fraud increases premiums for all policyholders. In the insurance industry, Verisk's fraud study showed 98% of insurers say they are investing in advanced detection tools, such as:

Insurance Commissioner Mulready says regulators are responding proactively, "For example, the Oklahoma Insurance Department (OID) shares fraud and scam information with other states and vice versa to help spot these issues early and prosecute criminals."

How to Protect Yourself From AI-Related Fraud

You can take preventive steps to avoid becoming a victim of AI-assisted scams:

Insurance Commissioner Mulready says the most important tool Oklahomans have is awareness.

For more information and/or help from OID, contact 800-522-0071 or www.oid.ok.gov.