Snoey: Health care cuts will push ERs to the brink - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
October 27, 2025 Newswires
Share
Share
Post
Email

Snoey: Health care cuts will push ERs to the brink

Eric Snoey, The Press Democrat, Santa Rosa, Calif.The Press Democrat

Back in 2007, President George W. Bush was being challenged on his opposition to the Children’s Health Insurance Program — which provides coverage for children in families too poor to afford private insurance, yet too “wealthy” to qualify for Medicaid. His response was honest, if characteristically clumsy: “People have access to health care in America. After all, you just go to an emergency room.”

In a way, he wasn’t wrong. By law, ERs must evaluate and stabilize every patient who walks through the door, regardless of complaint or ability to pay. But by saying the quiet part out loud, Bush laid bare an uncomfortable truth: Emergency departments are not just for emergencies, and never have been.

I’ve been an ER doctor at an inner-city trauma center for 35 years. And while I’ve seen plenty of gunshot wounds, drug overdoses and heart attacks, true emergencies — the kind that animate medical dramas on television — are a comparatively small part of what I do. It’s the “worried well,” the “sick and stoic” and everyone in between who keep us busy. They’re all resigned to using the ER as a stand-in for unavailable primary care.

ER docs like me hear it every day: “My doc is booked up and can’t see me for three months.” “The nurse line told me to come because the office is closed.” “It’s probably nothing, but I’m worried.” “I don’t have insurance, a doctor or my medicine.”

When there is no place else to go, everything is an emergency. Offering high-quality, sophisticated care, day or night, without a reservation, ERs have long served as spackle for a gap-riddled health care system. But emergency care of any kind is costly, resource intensive and increasingly being swamped by unmet needs for primary care: issues best handled elsewhere that end up in the ER for lack of better options."AmbulancesAmbulances parked outside the emergency room entrance at Long Beach Medical Center. (Ashley Landis — Associated Press, 2021)ERs now operate in a sort of siege mentality — hold the line at all costs — because, by design, they are the last line of defense. I write these lines fresh off three successive ER shifts in which I thought, at several moments, we were just a patient or two away from a “breach”: the moment when demand outstrips capacity, and the rationing of care begins. These are not rare events. In communities across the country, ERs and their staff are straining under a burden of too many patients, too few beds and a stubborn dearth of viable solutions to stem the tide.

And things are about to get worse.

The budget standoff in Washington, which has already triggered a government shutdown, centers on whether to renew federal insurance subsidies that are scheduled to expire on Dec. 31. If Congress fails to preserve the subsidies, premiums in the Affordable Care Act marketplace are expected to surge beyond the reach of millions of patients who currently depend on the program— especially people who work for small businesses and people in red states that have declined to expand Medicaid.

Just a year later, a second shock is set to arrive. The Big Beautiful Bill Act — the third-largest tax cut in U.S. history, passed by Congress this past summer — will be “paid for” in part through draconian cuts in Medicaid, SNAP food assistance and noncitizen services. By design, these cuts do not take effect until after next year’s midterm elections. But when they do, the consequences will be severe: an estimated 11 million people will lose Medicaid coverage, while those who remain will face stricter eligibility hurdles. Disabled patients could see Medicaid-funded home care eliminated, forcing many into hospitals because of a lack of long-term care options. Meanwhile, 14 million unauthorized residents will lose access to all services, and another 8 million legal noncitizens may face the same fate.

Which is to say, the “just go” ER will soon be the shadow insurance for more than 33 million people living in America about to lose their health coverage, two-thirds of whom are either citizens or legal residents. The consequences of these cuts can’t be overstated. That’s 33 million patients who will forgo trips to the doctor, health screening for cancer and infectious disease, vaccinations, medication refills for chronic diseases like diabetes, hypertension and asthma.

In 2014, with the initial rollout of Obamacare, I was giddy with optimism. Many of my patients would, for the first time, be able to make an appointment to visit a primary doctor, in an office, rather than spending hours waiting to see me. In the end, it didn’t achieve all it promised, but it did a lot. Since its inception, more than 50 million individuals have been covered by Affordable Care Act policies. The proposed cuts are more than a simple course reversal. They wipe out a decade of progress in providing health care to working people and our nation’s poor, at a time when Plan B — the ER — is ill prepared to deal with an onslaught."ByBy law, ERs must evaluate and stabilize every patient who walks through the door. (Al Diaz — Miami Herald)Unlike ERs, doctors’ offices and clinics are under no obligation to “evaluate and stabilize” patients regardless of ability to pay. And they won’t, save for the occasional self-pay. But these patients aren’t going away. They are day laborers, house cleaners, workers at restaurants, hotels and home care agencies. They work in construction, agriculture and small businesses. They are the working poor, many one illness away from losing their jobs or their homes.

Inevitably, they will end up in the emergency room — sicker, with advanced, expensive conditions beyond the reach of easy fixes. They’ll have stopped taking their blood pressure medications, leading to strokes, heart attacks and kidney failure. Diabetics will see their glucose soar out of control. Untreated asthma and emphysema will render patients breathless and on death’s door. Flu and COVID will flourish. Measles, mumps, rubella, H-flu and meningitis outbreaks will become the new normal.

And care for affected individuals will fall to a health care system already operating on life support. Costs will be passed on to other customers, raising premiums and co-pays. Hospitals, many in rural areas, will look to cut services or close entirely, further expanding health care deserts.

Leaving aside the human suffering, the financial logic is delusional: Disease in 33 million residents will not vanish. It can either be managed inexpensively in doctors’ offices and clinics — or at orders of magnitude greater expense in ERs and hospitals. It becomes an elaborate game of cost shifting away from the federal government and onto state and local governments and hospitals.

Don’t think that you will be unaffected just because you have insurance, a doctor and an unassailable citizenship status. For one thing, you’ll be paying for the care that is no longer provided through federally subsidized insurance. And for another, “fortress” America has a poor record of insulating itself from the vagaries of disease: Think COVID, the opiate crisis, gun violence, etc. This is not a problem of haves versus have-nots. It will affect all of us. Costs will rise. Access will shrink. Your 911 call may be placed on hold. Ambulances will take longer to arrive. ER waiting rooms, already resembling bus stations, will be fortified with chairs and cots. Why? Because the hospital wards are full, rendering the ER a holding area for admitted patients, most of whom will end up completing their treatment on a gurney, never seeing a hospital ward.

Illness is an innate part of the human experience — one that, in civil society, we share with others in a sort of universal pact. The unmet health care needs of one affect us all. To believe otherwise is to divert one’s gaze, naively, hoping others will manage the problem, keeping it from your doorstep — in defiance of the medicine and simple math.

Eric Snoey is an attending emergency medicine physician in Oakland. From the Los Angeles Times.

You can send letters to the editor to letters@pressdemocrat.com.

© 2025 The Press Democrat (Santa Rosa, Calif.). Visit www.pressdemocrat.com. Distributed by Tribune Content Agency, LLC.

Older

We Are Governed By The Rich Who Make Laws That Benefit Only Themselves

Newer

Obamacare premiums set to rise 30% Documents, final rates OK'd by government show steep increase.(AGD)

Advisor News

  • What to discuss during the first retirement planning meeting
  • Inflation, competing priorities and uncertainty erode retirement security
  • As health premiums rise, 1 in 8 workers cut retirement savings
  • CT governor’s candidates claims: What’s true, and what’s misleading
  • Retaining clients by giving them a memorable experience
More Advisor News

Annuity News

  • National Life Group expands annuity portfolio
  • AM Best to Join Life/Annuity Insurance-Focused Panel Discussion at Capitol Forum Event
  • USAA Earns No. 1 Ranking in JD Power Individual Annuity Study for the Third Consecutive Year
  • How flexible annuities fit today’s retirement portfolios
  • Foresters Financial appoints Tom Ross as chief distribution officer for U.S. annuity sales
More Annuity News

Health/Employee Benefits News

  • Medicare Plus supplement vs. Medicare Advantage (Maybe) 2026– Healthful Hints
  • ‘Medically frail’ Medicaid enrollees won’t have to prove their inability to work to keep coverage
  • IMPLEMENTATION OF IMMIGRANT ELIGIBILITY RESTRICTIONS FOR ACA MARKETPLACE SUBSIDIES UNDER THE 2025 RECONCILIATION LAW: ISSUES TO CONSIDER
  • ACA HEALTH INSURANCE RATES RELEASED FOR 2027 OPEN ENROLLMENT
  • HEALTH INSURERS AND PHARMACY BENEFIT MANAGERS URGED TO ASSIST FAMILIES AFFECTED BY LULU M. ROSS ELEMENTARY SCHOOL FIRE
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Credit Ratings of Insignia Life S.A. de C.V.
  • FINANCIAL FRAUD
  • Security Benefit Announces Planned Dividend Rate Reset for Series B Preferred Stock
  • Palmetto Heritage and Atlantic Coast Life Announce Discussions Regarding Potential Acquisition
  • Jury finds insurance company acted in bad faith, awards Nebraska woman $11.3M
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Spectrum Weather & Specialty Insurance Celebrates 15 Years and Welcomes the Next Generation
  • Royal Neighbors of America® Increases Service Capacity
  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.